643 N 20th St, Banning, CA 92220 Property Records

Riverside County property record for 643 N 20th St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,003 sqft · built 1963
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$4,806 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`538-050-005`

Property Details

APN / Parcel Number

Primary APN	`538-050-005`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,003 sqft Living Area
Gross Area	2,683 sqft
1st Floor Area	2,003 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Roof Material	Gravel
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	643 N 20TH ST
City	BANNING
State	CA
Zip	92220-4139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POR NE 1/4 OF SEC 8 T3S R1E FOR TOTAL DESCRIPTION SEE ASSESSORS MAPS
Legal Range	01E
Legal Township	03S
Legal Section	08
Legal Subdivision	C O BARKERS
Legal Block	2
Legal Lot Number	NA
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2005
Census Tract	44102

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	643 N 20TH ST, BANNING, CA 92220-4139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW MORTGAGE CORP
Mar 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 2, 2019	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 2, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2019
Deed Sale	Aug 2, 2019
Prior Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	2019292636
Last Transfer Date	Feb 2, 2021
Transfer Doc	0000138150
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	643 N 20TH ST, BANNING, CA 92220-4139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102859
Date	Mar 19, 2018
Instrument	2018-0102859

Lender

Name	BROADVIEW MORTGAGE CORP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 3, 2021
Property Address	643 N 20TH ST, BANNING, CA 92220-4139
Document Number	0000138150
Instrument Date	Feb 2, 2021
Instrument	2021-0138150
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 N 20TH ST, BANNING, CA 92220-4139

Mortgage

Document Number	0000138151
Date	Mar 3, 2021
Instrument	2021-0138151

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 2, 2019
Property Address	643 N 20TH ST, BANNING, CA 92220-4139
Document Number	0000292636
Instrument Date	Jul 31, 2019
Instrument	2019-0292636
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 N 20TH ST, BANNING, CA 92220-4139

Mortgage

Document Number	0000292637
Date	Aug 2, 2019
Instrument	2019-0292637

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 2, 2019
Property Address	643 N 20TH ST, BANNING, CA 92220-4139
Document Number	0000292635
Instrument Date	Jul 3, 2019
Instrument	2019-0292635
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	643 N 20TH ST, BANNING, CA 92220-4139

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,254 (+2%) Land $63,910 Building $288,344
2025	$4,806.00 (+2.1%)	$345,348 (+4.04%) Land $62,657 Building $282,691
2023	$4,707.00 (+2.13%)	$331,940 Land $60,225 Building $271,715
2022	$4,609.00
2021			$339,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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