694 Monterey Ct, Merced, CA 95340 Property Records

Merced County property record for 694 Monterey Ct, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,615 sqft · built 1977
Lot Size	0.196 acres (8,553 sqft)
Owner	Trust Name on File
Tax Bill	$1,091 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-333-005-000`

Property Details

APN / Parcel Number

Primary APN	`006-333-005-000`
Alternative APN	`006-333-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,615 sqft Living Area
Gross Area	2,075 sqft
1st Floor Area	1,615 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	8,553 sqft (0.196 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	006-333-005
Street Address	694 MONTEREY CT
City	MERCED
State	CA
Zip	95340-0622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	W PK VIL #4 LOT 33
Legal Subdivision	WAINWRIGHTS PARK VILLAGE 04
Legal Lot Number	33
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1005
Census Tract	1101

Owner

694 Monterey Ct is owner-occupied and held in a trust since October 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	Trust Name on File
Mailing Address	694 MONTEREY CT, MERCED, CA 95340-0622
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERCED SCHOOL EMPLOYEES FCU
Oct 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MERCED SCHOOL EMPLOYEES FCU
Oct 21, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jul 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 15, 2020
Transfer Doc	0000038237
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	694 MONTEREY CT, MERCED, CA 95340-0622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041487
Date	Dec 10, 2019
Instrument	2019041487

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union
Address	MERCED, CA 95348

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 7, 2024

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Oct 21, 2020
Property Address	694 MONTEREY CT, MERCED, CA 95340-0622
Document Number	0000038237
Map Reference	MB 22 PG 50-52
Instrument Date	Oct 15, 2020
Instrument	2020038237
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	694 MONTEREY CT, MERCED, CA 95340-0622

Mortgage

Document Number	0000038238
Date	Oct 21, 2020
Instrument	2020038238

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Oct 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Oct 21, 2020
Property Address	694 MONTEREY CT, MERCED, CA 95340-0622
Document Number	0000038239
Instrument Date	Oct 14, 2020
Instrument	38239
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	694 MONTEREY CT MERCED CA 953400622, MERCED, CA 95340-0622

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 6, 2020
Property Address	694 MONTEREY CT, MERCED, CA 95340-0622
Document Number	0000022204
Instrument Date	Jun 1, 2020
Instrument	22204
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	694 MONTEREY CT MERCED CA 953400622, MERCED, CA 95340-0622

Tax Assessment & Valuation

The 2025 property tax bill for 694 Monterey Ct was $1,091 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$106,266 (+2%) Land $18,820 Building $87,446
2025	$1,091.00 Homeowner's exemption	$104,183 Land $18,451 Building $85,732
2023	$1,015.00 (+1.6%) Homeowner's exemption	$100,139 Land $17,736 Building $82,403
2022	$999.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 694 Monterey Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–1984)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 694 Monterey Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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