635 Monterey Ct, Merced, CA 95340 Property Records

Merced County property record for 635 Monterey Ct, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,867 sqft · built 1977
Lot Size	0.167 acres (7,259 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (May 2018)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-333-002-000`

Property Details

APN / Parcel Number

Primary APN	`006-333-002-000`
Alternative APN	`006-333-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,867 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,867 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1981
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	7,259 sqft (0.167 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	006-333-002
Street Address	635 MONTEREY CT
City	MERCED
State	CA
Zip	95340-0622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	W PK VIL #4 LOT 36
Legal Subdivision	WAINWRIGHTS PARK VILLAGE 04
Legal Lot Number	36
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1005
Census Tract	1101

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	635 MONTEREY CT, MERCED, CA 95340-0622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
May 24, 2018	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jan 31, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jan 31, 2017	Grant Deed, Transfer · Conventional Mortgage CARANN INV'S LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	201815610
Prior Transfer Date	Jan 25, 2017
Prior Transfer Doc	0000003521
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	635 MONTEREY CT, MERCED, CA 95340-0622
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 MONTEREY CT, MERCED, CA 95340-0622

Mortgage

Document Number	0000036954
Date	Aug 20, 2021
Instrument	2021036954

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	635 MONTEREY CT, MERCED, CA 95340-0622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027472
Date	Sep 4, 2019
Instrument	2019027472

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 24, 2018
Property Address	635 MONTEREY CT, MERCED, CA 95340-0622
Document Number	0000015610
Map Reference	MB 22 PG 50-52
Instrument Date	Apr 19, 2018
Instrument	2018015610
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	635 MONTEREY CT, MERCED, CA 95340-0622

Mortgage

Document Number	0000015611
Date	May 24, 2018
Instrument	2018015611

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jan 31, 2017
Property Address	635 MONTEREY CT, MERCED, CA 95340-0622
Document Number	0000003521
Instrument Date	Jan 25, 2017
Instrument	3521
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	635 MONTEREY CT MERCED CA 953400622, MERCED, CA 95340-0622

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 31, 2017
Property Address	635 MONTEREY CT, MERCED, CA 95340-0622
Document Number	0000003520
Instrument Date	Jan 24, 2017
Instrument	3520
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 97 MERCED CA 953410097, MERCED, CA 95341-0097

Mortgage

Document Number	3522
Date	Jan 31, 2017
Instrument	3522

Lender

Name	CARANN INV'S LLC
Address	FOUNTAIN HILLS, AZ 85268

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 30, 2020

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$342,366 (+2%) Land $63,829 Building $278,537
2025	$3,654.00 (+7.34%) Homeowner's exemption	$335,654 (+4.04%) Land $62,578 Building $273,076
2023	$3,404.00 (+1.4%) Homeowner's exemption	$322,622 Land $60,149 Building $262,473
2022	$3,357.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–1984)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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