694 Harding Rd, Marion, OH 43302 Property Records

Marion County property record for 694 Harding Rd, Marion, OH 43302

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,273 sqft · built 1983
Lot Size	0.346 acres (15,073 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Sep 2010)
Tax Bill	$4,147 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-4510002.500`

Property Details

APN / Parcel Number

Primary APN	`12-4510002.500`
Alternative APN	`510002400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,273 sqft Living Area
Gross Area	3,384 sqft
1st Floor Area	2,273 sqft
Basement Area	1,111 sqft
Flooring	Carpet
Interior Walls	Block
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Brick
Roof Material	Other
Lot Area	15,073 sqft (0.346 acres)
Lot Width	93 ft Width
View / Lot	Front Unit

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	694 HARDING RD
City	MARION
State	OH
Zip	43302-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERNON HEIGHTS 6TH LOT 13754-5 PG 6-33 240 51.00 25.00
Legal Subdivision	VERNON HEIGHTS 6TH
Legal Lot Number	13754
Jurisdiction	MARION OH
Township / Civil Division	MARION
Census Block Group	2
Census Block	2005
Census Tract	600

Owner

694 Harding Rd is owned and occupied by two individuals who bought it in September 2010.

Source: Marion County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	694 HARDING RD, MARION, OH 43302-5431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FED'L BK/THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2010 · Amount on File
Deed Sale	Sep 30, 2010 · Amount on File
Prior Sale	May 18, 2004 · Amount on File
Deed Document Number	20105502
Deed Book / Page	1147 / 402
Prior Transfer Date	May 30, 2007
Prior Transfer Doc	0010000906
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Sep 7, 2021
Property Address	694 HARDING RD, MARION, OH 43302-5431
Document Number	0015830513
Book / Page	1583 / 513
Instrument Date	Sep 3, 2021
Instrument	2021-07157
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	694 HARDING RD, MARION, OH 43302-5431

Mortgage

Document Number	0202107158
Date	Sep 7, 2021
Instrument	2021-07158

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	694 HARDING RD, MARION, OH 43302-5431
Document Number	0014670694
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	694 HARDING RD MARION OH 433025431, MARION, OH 43302-5431

Mortgage

Document Number	0014670694
Date	Apr 1, 2019
Book Page	001467/000694
Instrument	2050

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 694 Harding Rd was $4,147 with a homeowner's exemption, up 19.4% from the year before.

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Marion Township
Municipality	Marion City
Unified School District	Marion City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,147.00 (+19.44%)	$118,650 (+27.87%) Land $12,510 Building $106,140	$339,000 Land $35,740 Building $303,260
2024	$3,472.00 (+0.03%)	$92,790 (-) Land $11,940 Building $80,850
2023	$3,471.00 (+7.9%)	$92,790 (-) Land $11,940 Building $80,850
2022	$3,217.00	$92,790 Land $11,940 Building $80,850	$265,110 Land $34,110 Building $231,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 694 Harding Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 694 Harding Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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