677 Harding Rd, Marion, OH 43302 Property Records

Marion County property record for 677 Harding Rd, Marion, OH 43302

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,814 sqft · built 1974
Lot Size	0.344 acres (14,991 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jul 2007)
Tax Bill	$3,487 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-4510002.000`

Property Details

APN / Parcel Number

Primary APN	`12-4510002.000`
Alternative APN	`510001800`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,814 sqft Living Area
Gross Area	3,762 sqft
1st Floor Area	2,498 sqft
Basement Area	1,264 sqft
Finished Basement	316 sqft
Unfinished Basement	948 sqft
Flooring	Wood
Interior Walls	Block
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Roof Material	Other
Lot Area	14,991 sqft (0.344 acres)
Lot Width	100 ft Width
View / Lot	Front Unit

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	677 HARDING RD
City	MARION
State	OH
Zip	43302-5430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERNON HEIGHTS 6TH LOT 13738-9 PG 6-33 240 51.00 20.00
Legal Subdivision	VERNON HEIGHTS 6TH
Legal Lot Number	13738
Jurisdiction	MARION OH
Township / Civil Division	MARION
Census Block Group	2
Census Block	2006
Census Tract	600

Owner

677 Harding Rd is owned and occupied by two individuals who bought it in July 2007.

Source: Marion County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	677 HARDING RD, MARION, OH 43302-5430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2007 · Amount on File
Deed Sale	Jul 24, 2007 · Amount on File
Prior Sale	Apr 13, 1999 · Amount on File
Deed Document Number	20076343
Deed Book / Page	1008 / 777
Prior Transfer Date	Jul 17, 2007
Prior Transfer Doc	0010080777
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Jul 8, 2022
Property Address	677 HARDING RD, MARION, OH 43302-5430
Document Number	0016260115
Book / Page	1626 / 115
Instrument	2022-04921
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	677 HARDING RD, MARION, OH 43302-5430

Mortgage

Document Number	0202204922
Date	Jul 8, 2022
Instrument	2022-04922

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 677 Harding Rd was $3,487 with a homeowner's exemption, up 6.8% from the year before.

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Marion Township
Municipality	Marion City
Unified School District	Marion City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,487.00 (+6.77%)	$99,760 (+14.27%) Land $12,120 Building $87,640	$285,030 Land $34,630 Building $250,400
2024	$3,266.00	$87,300 (-) Land $11,560 Building $75,740
2023	$3,266.00 (+19.94%)	$87,300 (-) Land $11,560 Building $75,740
2022	$2,723.00 Homeowner's exemption	$87,300 Land $11,560 Building $75,740	$249,430 Land $33,030 Building $216,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 677 Harding Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 677 Harding Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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