694 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 694 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,254 sqft · built 2015
Lot Size0.08 acres (3,468 sqft)
Owner2 Individual Names on File
Last Sale$1,085,000 (Mar 2026)
Tax Bill$7,524 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-3S-19-25012-000-3100

Property Details

APN / Parcel Number

Primary APN11-3S-19-25012-000-3100
Alternative APNs
  • 11-319-25012-000-3100
  • 1015951

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,254 sqft Living Area
Gross Area2,933 sqft
1st Floor Area1,126 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area3,468 sqft (0.08 acres)
DrivewayBrick Driveway
PorchFinished Screened Porch
Porch Area679 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address694 FLATWOODS FOREST LOOP
CitySANTA ROSA BEACH
StateFL
Zip32459-8848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 310 NATUREWALK AT SEAGROVE THIRD REPLAT PB 19-10 OR 2983-4285 OR 3351-1212
Legal Range019
Legal Township03S
Legal Section11
Legal SubdivisionSEAGROVE THIRD REPLAT
Legal Block31
Legal Lot Number310
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1019
Census Tract950610

Owner

694 Flatwoods Forest Loop is owned by two individuals who bought it in March 2026.

Source: Walton County records, as of March 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3030 EAMONT TER, SANDY SPRINGS, GA 30328-4952
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2026 · Amount on File
Deed SaleMar 9, 2026 · Amount on File
Prior SaleFeb 28, 2025 · Amount on File
Deed Document Number20268909
Deed Book / Page3389 / 4704
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 9, 2026
Property Address694 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8848
Document Number0033894704
Book / Page3389 / 4704
Map ReferenceMB 19 PG 10&10A-10C
Instrument DateMar 6, 2026
Instrument20260008909
Transaction TypeTransfer
Record UpdatedMar 18, 2026
Title CompanySCENIC TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,595.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10300 LIGHTS RANCH RD, PILOT POINT, TX 76258-7100

Transferred To (Grantee/Buyer)

NameVerified Name
Address3030 EAMONT TER, SANDY SPRINGS, GA 30328-4952

Mortgage

Document Number0033894707
DateMar 9, 2026
Instrument3389/4707
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 694 Flatwoods Forest Loop was $7,524, up 1.4% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,524.00 (+1.4%)$650,139$800,914 Land $125,000 Building $675,914
2024$7,420.00 (+5.59%)
2023$7,027.00 (+0.86%) Homeowner's exemption$939,611 (+9.36%) Land $120,472 Building $819,139$939,611 (+9.36%) Land $120,472 Building $819,139
2022$6,967.00 Homeowner's exemption$859,225 Land $133,724 Building $725,501$859,225 Land $133,724 Building $725,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 694 Flatwoods Forest Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 645 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,249 units insured
incl. 604 condo units
Nearby Flood Claims16 (2004–2023)
Claims Outside the SFHA10 of 16
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 694 Flatwoods Forest Loop is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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