679 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 679 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,299 sqft · built 2014
Lot Size	0.078 acres (3,441 sqft)
Owner	Company Name on Record
Last Sale	$1,165,000 (Feb 2026)
Tax Bill	$10,419 (2024)
Deeds & Mortgages	Feb 2026 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25010-000-2150`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25010-000-2150`
Alternative APN	`1015852`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,299 sqft Living Area
Gross Area	2,995 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2014
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	3,441 sqft (0.078 acres)
Lot Dimensions	9 ft deep x 3.4 ft wide
Garage Type	Finished
Garage Area	286 sqft
Porch	Porch
Porch Area	410 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1015852
Street Address	679 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 215 NATUREWALK AT SEAGROVE PB 17-34 REPLAT IN PB 18-8 OR 2844-4432 OR 2971-3310 OR 3139-2136
Legal Range	19W
Legal Township	03S
Legal Section	11
Legal Subdivision	NATUREWALK AT SEAGROVE
Legal Lot Number	215
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1006
Census Tract	950610

Owner

Source: Walton County records, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	322 W ESSEX AVE, KIRKWOOD, MO 63122-3931
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer SHORELINE TITLE LLC
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 13, 2020	Warranty Deed, Transfer · FHA Mortgage ALLEGIANT LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	20260007516
Deed Book / Page	3388 / 4076
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 27, 2026
Property Address	679 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8840
Document Number	0033884076
Book / Page	3388 / 4076
Map Reference	MB 18 PG 8
Instrument Date	Feb 27, 2026
Instrument	20260007516
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$8,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8462 ROLLING ACRES TRL, FAIR OAKS RANCH, TX 78015-4047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 W ESSEX AVE, KIRKWOOD, MO 63122-3931

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	679 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8840
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	SETCO SERVICES LLC, SETCO SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8462 ROLLING ACRES TRL, FAIR OAKS RANCH, TX 78015-4047

Mortgage

Document Number	0031891712
Date	Mar 24, 2021
Book Page	3189/1712
Instrument	20210014102

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 13, 2020
Property Address	679 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8840
Document Number	0031392136
Book / Page	003139 / 002136
Instrument Date	Apr 9, 2020
Instrument	12708
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8462 ROLLING ACRES TRL FAIR OAKS RANCH TX 780154047, FAIR OAKS RANCH, TX 78015-4047

Mortgage

Document Number	31392138
Date	Apr 13, 2020
Book Page	003139/002138
Instrument	12709

Lender

Name	ALLEGIANT LNDG LLC
Address	LAKE CITY, FL 32025

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Mortgage

Document Number	31392957,
Date	Apr 13, 2020
Book Page	003139/002957
Instrument	12871

Lender

Name	GEORGIA'S OWN CU
Type	Credit Union
Address	ATLANTA, GA 30348

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$970,198 (-13%) Land $280,000 Building $690,198	$970,198 (-13%) Land $280,000 Building $690,198
2024	$10,419.00 (+4.37%)
2023	$9,983.00 (+4.73%)	$1,115,189 (+6.93%) Land $278,916 Building $836,273	$1,115,189 (+6.93%) Land $278,916 Building $836,273
2022	$9,532.00	$1,042,927 Land $309,596 Building $733,331	$1,042,927 Land $309,596 Building $733,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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