Cecil County property record for 694 Budds Landing Rd, Warwick, MD 21912 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 4.5 ba · 4,690 sqft · built 2003 |
| Lot Size | 50.8 acres (2,213,719 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jun 1994) |
| Tax Bill | $16,373 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-059580 |
| Primary APN | 01-059580 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,690 sqft Total Area |
| Utility Area | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 2,213,719 sqft (50.8 acres) |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 2,721 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 889 sqft |
| Patio Area | 66 sqft |
| Shed | 1 Shed |
| Shed Area | 2,880 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 059580 |
|---|---|
| Street Address | 694 BUDDS LANDING RD |
| City | WARWICK |
| State | MD |
| Zip | 21912-1256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 1A -50.824 ACRES 694 BUDDS LANDING ROAD BUDDS LANDING |
| Legal Subdivision | BUDDS LANDING |
| Legal Lot Number | 1A |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 30100 |
Source: Cecil County records · APN 01-059580
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 694 BUDDS LANDING RD, WARWICK, MD 21912-1256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 07, 2018 | Deed of Trust, Mortgage FARM CREDIT SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 1994 · Amount on Record |
| Deed Sale | Jun 09, 1994 · Amount on Record |
| Prior Sale | Apr 13, 1989 · Amount on Record |
| Deed Book / Page | 496 / 610 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 694 BUDDS LANDING RD, WARWICK, MD 21912-1256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046320404 |
|---|---|
| Date | Jul 02, 2020 |
| Book Page | 4632/404 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 694 BUDDS LANDING RD, WARWICK, MD 21912-1256 |
| Document Number | 0042420286 |
| Instrument Date | May 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0042420286 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 004242/000286 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LANCASTER, PA 17604 |
| Amount | Amount Recorded |
|---|
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,654,000 (+20.56%) | $1,781,500 (+27.34%) Land $464,400 Building $1,317,100 | |
| 2025 | $16,373.00 (+19.42%) Homeowner's exemption | ||
| 2023 | $13,711.00 Homeowner's exemption | $1,371,900 | $1,399,000 Land $371,200 Building $1,027,800 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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