661 Budds Landing Rd, Warwick, MD 21912 Property Records

Cecil County property record for 661 Budds Landing Rd, Warwick, MD 21912

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,511 sqft · built 2003
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Dec 2001)
Tax Bill	$9,316 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-059653`

Property Details

APN / Parcel Number

Primary APN	`01-059653`
Alternative APNs	`1059653` `059653`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,511 sqft Total Area
Basement Area	1,782 sqft
Finished Basement	1,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	219,542 sqft (5.04 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	924 sqft
Porch	Slab
Porch Area	384 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	059653
Street Address	661 BUDDS LANDING RD
City	WARWICK
State	MD
Zip	21912-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 8 - 5.042 ACRES 661 BUDDS LANDING ROAD BUDDS LANDING
Legal Subdivision	BUDDS LNDG SEC 01
Legal Lot Number	8
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	2
Census Block	2035
Census Tract	30100

Owner

661 Budds Landing Rd is owned and occupied by two individuals who bought it in December 2001.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	661 BUDDS LANDING RD, WARWICK, MD 21912-1256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Jan 31, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2001 · Amount on File
Deed Sale	Dec 26, 2001 · Amount on File
Prior Sale	Jul 27, 1998 · Amount on File
Deed Document Number	2001254271
Deed Book / Page	1091 / 261
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Apr 9, 2026
Property Address	661 BUDDS LANDING RD, WARWICK, MD 21912-1256
Document Number	5767000345
Book / Page	5767 / 345
Instrument Date	Apr 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 BUDDS LANDING RD, WARWICK, MD 21912-1256

Mortgage

Document Number	5767000345,
Date	Apr 9, 2026
Book Page	5767/345

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	661 BUDDS LANDING RD, WARWICK, MD 21912-1256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043560448
Date	Jan 31, 2019
Book Page	4356/448

Lender

Name	THE PEOPLES BANK
Type	Bank
Address	CHESTERTOWN, MD 21620

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 661 Budds Landing Rd was $9,316 with a homeowner's exemption, up 3.3% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,316.00 (+3.3%) Homeowner's exemption	$896,167 (+6.63%)	$951,900 (-) Land $218,600 Building $733,300
2025	$9,018.00 Homeowner's exemption	$840,433	$951,900 Land $218,600 Building $733,300
2023	$7,415.00	$756,567	$784,700 Land $218,600 Building $566,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 661 Budds Landing Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 661 Budds Landing Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Xfinity.

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