694 5th St, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 694 5th St, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	1,745 sqft · built 1998
Lot Size	2.48 acres (108,029 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (Aug 2025)
Tax Bill	$9,024 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-02703-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`35-02703-0000-00010`
Alternative APN	`350014000000000101`

Interior

Building Area	1,745 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	108,029 sqft

Location & Zoning

Old Parcel Number	350014000000000101
Street Address	694 5TH ST
City	ATCO
State	NJ
Zip	08004-1862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	TOWNSHIP/WATERFORD
Legal Block	2703
Legal Lot Number	10
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3003
Census Tract	608903

Owner

694 5th St is owned and occupied by two individuals who bought it in August 2025.

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	694 5TH ST, ATCO, NJ 08004-1862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on File
Deed Sale	Aug 15, 2025 · Amount on File
Prior Sale	Feb 22, 2022 · Amount on File
Deed Document Number	202551516
Deed Book / Page	12895 / 1259
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Feb 22, 2022
Property Address	694 5TH ST, ATCO, NJ 08004-1862
Document Number	0000021369
Book / Page	11991 / 1949
Instrument Date	Dec 29, 2021
Instrument	2022021369
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	YOUR HOMETOWN TITLE, YOUR HOMETOWN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,707.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 HAYES MILL RD # RDA109, 114, ATCO, NJ 08004-2457

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	694 5TH ST, ATCO, NJ 08004-1862

Mortgage

Document Number	0119911955
Date	Feb 22, 2022
Instrument	11991/1955

Lender

Name	TAM LENDING CENTER INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 694 5th St was $9,024, up 3.5% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,900 (-) Land $57,400 Building $140,500	$197,900 (-) Land $57,400 Building $140,500
2025	$9,024.00 (+3.5%)	$197,900 Land $57,400 Building $140,500	$197,900 Land $57,400 Building $140,500
2024	$8,719.00
2023		$197,900 Land $57,400 Building $140,500	$197,900 Land $57,400 Building $140,500
2022	$8,125.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 694 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 694 5th St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 69% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20