686 5th St, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 686 5th St, Atco, NJ 08004

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,544 sqft · built 1970
Lot Size	3.21 acres (139,828 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2005)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-02703-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`35-02703-0000-00009`
Alternative APN	`3500140000000001`

Interior

Stories	1 Story
Building Area	2,544 sqft Gross Area
1st Floor Area	2,544 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	139,828 sqft

Location & Zoning

Old Parcel Number	3500140000000001
Street Address	686 5TH ST
City	ATCO
State	NJ
Zip	08004-1862
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R1
Legal Description	FACILITY NAME: TDV
Legal Block	2703
Legal Lot Number	9
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3003
Census Tract	608903

Owner

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	686 5TH ST, ATCO, NJ 08004-1862
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2005 · Amount on Record
Deed Sale	Apr 12, 2005 · Amount on Record
Prior Sale	Jul 1, 1999 · Amount on Record
Deed Book / Page	7787 / 174
Prior Transfer Date	Mar 10, 2005
Prior Transfer Doc	0000040015
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	686 5TH ST, ATCO, NJ 08004-1862
Document Number	0000014195
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 5TH ST ATCO NJ 080041862, ATCO, NJ 08004-1862

Mortgage

Document Number	0000014195
Date	Feb 18, 2020
Book Page	011331/001262
Instrument	14195

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

Tax Assessment & Valuation

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,200 (-) Land $61,100 Building $139,100	$200,200 (-) Land $61,100 Building $139,100
2025		$200,200 (-) Land $61,100 Building $139,100	$200,200 (-) Land $61,100 Building $139,100
2023	Disabled Person's exemption Veteran's exemption	$200,200 Land $61,100 Building $139,100	$200,200 Land $61,100 Building $139,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 69% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20