6938 Cecilia Ave, Sebring, FL 33872 Property Records

Highlands County property record for 6938 Cecilia Ave, Sebring, FL 33872

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 2,223 sqft · built 2007
Lot Size	0.144 acres (6,272 sqft)
Owner	Company Name on Record
Last Sale	$209,770 (Apr 2026)
Tax Bill	$4,958 (2025)
Deeds & Mortgages	Apr 2026 Sale Jan 2026 Foreclosure + 6 more
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-130-2670-0340`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-130-2670-0340`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,223 sqft Living Area
Gross Area	2,685 sqft
1st Floor Area	1,887 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,272 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	423 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6938 CECILIA AVE
City	SEBRING
State	FL
Zip	33872-1939
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 W 1/2 LOT 34 BLK 267
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	PATIO HOMES SNL SEBRING
Legal Block	267
Legal Lot Number	34
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2109
Census Tract	960503

Owner

Source: Highlands County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17841 NE 9TH CT, NORTH MIAMI BEACH, FL 33162-1111
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Special Warranty Deed, Transfer TOWNSGATE CLOSING SERVICES
Jan 28, 2026	Trustee's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Jan 17, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 30, 2023	Agreement of Sale, Transfer
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 15, 2020	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Jun 20, 2018	Quit Claim Deed, Transfer · FHA Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	20262310635
Deed Book / Page	3189 / 658
Prior Transfer Date	Jun 6, 2018
Prior Transfer Doc	0001900759
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 28, 2026
Property Address	6938 CECILIA AVE, SEBRING, FL 33872-1939
Document Number	0002310635
Book / Page	3189 / 658
Instrument Date	Apr 9, 2026
Instrument	2026.2310635
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transaction

Amount	Amount Recorded
Tax	$148,307.39
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	17841 NE 9TH CT, NORTH MIAMI BEACH, FL 33162-1111

January 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 28, 2026
Property Address	6938 CECILIA AVE, SEBRING, FL 33872-1939
Document Number	0002296509
Book / Page	3169 / 1321
Map Reference	MB 9 PG 71
Instrument Date	Jan 27, 2026
Instrument	2296509
Transaction Type	Foreclosure
Record Updated	Feb 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 TOWNSGATE RD #13 # 13, 13, SEBRING, FL 33872

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6938 CECILIA AVE, SEBRING, FL 33872-1939
Transaction Type	Mortgage
Record Updated	Jan 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6938 CECILIA AVE, SEBRING, FL 33872-1939

Mortgage

Document Number	0002186245
Date	Jan 17, 2024
Book Page	3020/1786
Instrument	2186245

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Aug 1, 2050

June 2023: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 30, 2023
Property Address	6938 CECILIA AVE, SEBRING, FL 33872-1939
Document Number	0002158307
Book / Page	2984 / 815
Map Reference	MB 9 PG 71
Instrument Date	Jun 29, 2023
Instrument	2158307
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5323 MILLENIA LAKES BLVD STE 300, 300, ORLANDO, FL 32839-3395

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6938 CECILIA AVE, SEBRING, FL 33872-1939
Transaction Type	Mortgage
Record Updated	May 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6938 CECILIA AVE, SEBRING, FL 33872-1939

Mortgage

Document Number	0002057580
Date	Oct 7, 2021
Book Page	2856/895
Instrument	2057580

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Aug 1, 2050

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6938 CECILIA AVE, SEBRING, FL 33872-1939
Transaction Type	Mortgage
Record Updated	May 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6938 CECILIA AVE, SEBRING, FL 33872-1939

Mortgage

Document Number	0002127734
Date	Dec 13, 2022
Book Page	2946/640
Instrument	2127734

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 15, 2020
Property Address	6938 CECILIA AVE, SEBRING, FL 33872-1939
Document Number	0001991717
Book / Page	2762 / 1290
Map Reference	MB 9 PG 71
Instrument Date	Jul 15, 2020
Instrument	1991717
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6938 CECILIA AVE, 6938, SEBRING, FL 33872-1939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6938 CECILIA AVE, SEBRING, FL 33872-1939

Mortgage

Document Number	0027621292
Date	Jul 15, 2020
Instrument	2762/1292

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 20, 2018
Property Address	6938 CECILIA AVE, SEBRING, FL 33872-1939
Document Number	0001900759
Book / Page	002641 / 000993
Instrument Date	Jun 6, 2018
Instrument	1900759
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6938 CECILIA AVE SEBRING FL 338721939, SEBRING, FL 33872-1939

Mortgage

Document Number	1900760
Date	Jun 20, 2018
Book Page	002641/000995
Instrument	1900760

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33803

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,958.00 (+24.14%)	$281,451 (+7.6%) Land $17,500 Building $263,951	$281,451 (+7.6%) Land $17,500 Building $263,951
2024	$3,994.00 (+7.02%)
2023	$3,732.00 (+10.19%)	$261,562 (+19.95%) Land $15,000 Building $246,562	$261,562 (+19.95%) Land $15,000 Building $246,562
2022	$3,387.00	$218,066 Land $7,250 Building $210,816	$218,066 Land $7,250 Building $210,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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