6902 Cecilia Ave, Sebring, FL 33872 Property Records

Highlands County property record for 6902 Cecilia Ave, Sebring, FL 33872

Property Summary

Property Type	Vacant Land
Lot Size	0.288 acres (12,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (May 2026)
Tax Bill	$350 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2020 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-130-2670-0320`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-130-2670-0320`

Exterior

Lot Area	12,542 sqft (0.288 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Location & Zoning

Street Address	6902 CECILIA AVE
City	SEBRING
State	FL
Zip	33872-1939
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R2
Legal Description	SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 LOT 32 BLK 267
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	PATIO HOMES SNL SEBRING
Legal Block	267
Legal Lot Number	32
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2109
Census Tract	960503

Owner

Source: Highlands County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6902 CECILIA AVE, SEBRING, FL 33872-1939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Nov 24, 2020	Loan Modification, Mortgage HEARTLAND NAT'L BK
Feb 26, 2020	Loan Modification, Mortgage HEARTLAND NAT'L BK
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NAT'L BK
Mar 8, 2018	Deed of Trust, Construction Loan · Line of Credit HEARTLAND NAT'L BK
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage HARBOR CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Apr 10, 2025 · Amount on Record
Deed Document Number	20262312620
Deed Book / Page	3192 / 448
Prior Transfer Date	Feb 1, 2008
Prior Transfer Doc	0001492431
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 12, 2026
Property Address	6902 CECILIA AVE, SEBRING, FL 33872-1939
Document Number	0002312620
Book / Page	3192 / 448
Instrument Date	May 11, 2026
Instrument	2026.2312620
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6902 CECILIA AVE, SEBRING, FL 33872-1939

Mortgage

Document Number	0002312621,
Date	May 12, 2026
Instrument	2026.2312621

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	6902 CECILIA AVE, SEBRING, FL 33872-1939
Document Number	0002009903
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6902 CECILIA AVE SEBRING FL 33872, SEBRING, FL 33872

Mortgage

Document Number	0002009903
Date	Dec 7, 2020
Book Page	002788/001061
Instrument	2009903

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	320 US HIGHWAY 27 N, SEBRING, FL 33870-2147

Agreement

Amount	Amount Recorded

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	6902 CECILIA AVE, SEBRING, FL 33872-1939
Document Number	0001980740
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7027 SUN N LAKE BLVD SEBRING FL 33872, SEBRING, FL 33872

Mortgage

Document Number	0001980740
Date	Mar 26, 2020
Book Page	002745/001554
Instrument	1980740

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Term	24 Months
Due	Mar 25, 2022

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6902 CECILIA AVE, SEBRING, FL 33872-1939
Document Number	0001953470
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6902 CECILIA AVE SEBRING FL 33872, SEBRING, FL 33872

Mortgage

Document Number	0001953470
Date	Aug 23, 2019
Book Page	002709/000371
Instrument	1953470

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 22, 2024

March 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 8, 2018
Property Address	6902 CECILIA AVE, SEBRING, FL 33872-1939
Document Number	0001887696
Book / Page	002625 / 000110
Instrument Date	Feb 26, 2018
Instrument	1887696
Transaction Type	Construction Loan
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0001887696
Date	Mar 8, 2018
Book Page	002625/000110
Instrument	1887696

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Mar 7, 2020

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6902 CECILIA AVE, SEBRING, FL 33872-1939
Document Number	0001851275
Book / Page	002578 / 000268
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	205 SEA BISCUIT LN AVON PARK FL 33825, AVON PARK, FL 33825

Mortgage

Document Number	0001851275
Date	Apr 28, 2017
Book Page	002578/000268
Instrument	1851275

Lender

Name	HARBOR CMNTY BK
Type	Bank
Address	FORT PIERCE, FL 34950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 (+16.67%) Land $35,000	$35,000 (+16.67%) Land $35,000
2024	$350.00 (+9.38%)
2023	$320.00 (+40.35%)	$30,000 (+106.9%) Land $30,000	$30,000 (+106.9%) Land $30,000
2022	$228.00	$14,500 Land $14,500	$14,500 Land $14,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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