693 Tree Side Ln, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 693 Tree Side Ln, Ponte Vedra Beach, FL 32081

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,635 sqft · built 2019
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on File
Tax Bill	$7,545 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072254-0270`

Property Details

APN / Parcel Number

Primary APN	`072254-0270`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,635 sqft Living Area
Gross Area	3,517 sqft
1st Floor Area	2,635 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	272 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	693 TREE SIDE LN
City	PONTE VEDRA
State	FL
Zip	32081-0028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90/85-93 RIVERWOOD BY DEL WEBB PHASE 3D UNIT 2 LOT 27 OR4709/533 & 5691/844
Legal Range	29E
Legal Township	05S
Legal Section	62
Legal Subdivision	RIVERWOOD BY DEL WEBB PHASE 3D UNIT 2
Legal Phase	3D
Legal Lot Number	27
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2010
Census Tract	20605

Owner

693 Tree Side Ln is owned and occupied by an individual.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	693 TREE SIDE LN, PONTE VEDRA, FL 32081-0028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 16, 2019
Property Address	693 TREE SIDE LN, PONTE VEDRA, FL 32081-0028
Document Number	0047090533
Book / Page	004709 / 000533
Instrument Date	Apr 12, 2019
Instrument	25581
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2021
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,837.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	693 TREE SIDE LN PONTE VEDRA BEACH FL 320810028, PONTE VEDRA BEACH, FL 32081-0028

Mortgage

Document Number	47090535
Date	Apr 16, 2019
Book Page	004709/000535
Instrument	25582

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 693 Tree Side Ln was $7,545 with exemptions applied, up 8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,478 (+9.16%)	$614,456 (-3.05%) Land $125,000 Building $489,456
2025	$7,545.00 (+8.02%) Homeowner's exemption Widower's exemption	$391,601 (+2.9%)	$633,772 (-4.46%) Land $130,000 Building $503,772
2024	$6,985.00 (+1.26%) Homeowner's exemption	$380,565 (+3%)	$663,380 (-0.04%) Land $130,000 Building $533,380
2023	$6,898.00 (+1.79%) Homeowner's exemption	$369,481 (+3%)	$663,639 (+1%) Land $130,000 Building $533,639
2022	$6,777.00 Homeowner's exemption	$358,719	$603,325 Land $112,000 Building $491,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 693 Tree Side Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 926 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	926 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 693 Tree Side Ln is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Fiber	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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