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643 Tree Side Ln, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 643 Tree Side Ln, Ponte Vedra Beach, FL 32081

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,635 sqft · built 2019
Lot Size0.21 acres (9,147 sqft)
Owner2 Individual Names on File
Tax Bill$9,608 (2025)
Deeds & MortgagesFeb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN072254-0230

Property Details

APN / Parcel Number

Primary APN072254-0230

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,635 sqft Living Area
Gross Area3,484 sqft
1st Floor Area2,635 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area730 sqft
Parking Spaces3 Parking Spaces
PorchFinished Screened Porch
Porch Area119 sqft
Patio Area476 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address643 TREE SIDE LN
CityPONTE VEDRA
StateFL
Zip32081-0028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90/85-93 RIVERWOOD BY DEL WEBB PHASE 3D UNIT 2 LOT 23 OR4744/173 & 4880/1144 & 4888/1274
Legal Range29E
Legal Township05S
Legal Section62
Legal SubdivisionRIVERWOOD BY DEL WEBB PHASE 3D UNIT 2
Legal Phase3D
Legal Lot Number23
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2010
Census Tract20605

Owner

643 Tree Side Ln is owned and occupied by two individuals.

Source: St. Johns County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address643 TREE SIDE LN, PONTE VEDRA, FL 32081-0028
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateFeb 11, 2020
Property Address643 TREE SIDE LN, PONTE VEDRA, FL 32081-0028
Document Number0048801144
Book / Page004880 / 001144
Instrument DateFeb 3, 2020
Instrument10474
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address643 TREE SIDE LN PONTE VEDRA BEACH FL 320810028, PONTE VEDRA BEACH, FL 32081-0028

Tax Assessment & Valuation

The 2025 property tax bill for 643 Tree Side Ln was $9,608 with a homeowner's exemption, up 9.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$554,328 (+2.7%)$612,664 (-6.67%) Land $125,000 Building $487,664
2025$9,608.00 (+9.31%) Homeowner's exemption$539,755 (+2.9%)$656,481 (-4.49%) Land $130,000 Building $526,481
2024$8,790.00 (+1.36%) Homeowner's exemption$524,543 (+3%)$687,345 (-0.03%) Land $130,000 Building $557,345
2023$8,672.00 (+1.86%) Homeowner's exemption$509,265 (+3%)$687,584 (+10.42%) Land $130,000 Building $557,584
2022$8,514.00 Homeowner's exemption$494,432$622,710 Land $112,000 Building $510,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Tree Side Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 926 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies926 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Tree Side Ln is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Fiber		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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