693 Townsend Ct, Algonac, MI 48001 Property Records

St. Clair County property record for 693 Townsend Ct, Algonac, MI 48001 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	1,766 sqft Living Area
Lot Size	15,246 sqft (0.35 acres)
Occupancy	Owner Occupied
Last Sale	$205,000 (2018)
Tax Bill	$4,544.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`74-01-121-0024-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,766 sqft Living Area
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Lot Area	15,246 sqft (0.35 acres)
Depth X Width	186 ft x 81.4 ft Depth x Width
Parking Spaces	2 Parking Spaces

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	74011210024000
Street Address	693 TOWNSEND CT
City	ALGONAC
State	MI
Zip	48001-1658
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART OF LOTS 67, 68, 69, 70, 87, 88 & VAC TOWNSEND CRESENT EAST, BEG S 33D 35M 35S W 513.02', S 56D 24M 25S E 55.18' & S 88D
Legal Subdivision	BROADMOOR
Legal Lot Number	67-70
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	ALGONAC
Census Blockgroup	4
Census Block	4020
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-121-0024-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	693 TOWNSEND CT, ALGONAC, MI 48001-1658
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) UNITED WHOLESALE MTG
Sep 10, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC
Oct 26, 2017	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Prior Sale	Oct 26, 2017 · Amount on Record
Deed Doc Number	2018020242
Deed Book / Page	4986 / 363
Record Refreshed	Jun 07, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	693 TOWNSEND CT, ALGONAC, MI 48001-1658
Document Number	0052060271
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ASK SERVICES INC, ASK SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	693 TOWNSEND CT ALGONAC MI 480011658, ALGONAC, MI 48001-1658

Mortgage

Document Number	0052060271
Date	Jun 30, 2020
Book Page	005206/000271

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	693 TOWNSEND CT, ALGONAC, MI 48001-1658
Document Number	0049860365
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	52 BEA LANE RD CLAY MI 48001, CLAY, MI 48001

Mortgage

Document Number	0049860365
Date	Sep 10, 2018
Book Page	004986/000365

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Sep 09, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 10, 2018
Property Address	693 TOWNSEND CT, ALGONAC, MI 48001-1658
Document Number	0049860363
Book / Page	004986 / 000363
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	Oct 04, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,763.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	7354 BEALANE RD CLAY MI 480013005, CLAY, MI 48001-3005

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 26, 2017
Property Address	693 TOWNSEND CT, ALGONAC, MI 48001-1658
Document Number	0048830828
Book / Page	004883 / 000828
Instrument Date	Oct 12, 2017
Transaction Type	Transfer
Record Updated	Dec 01, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,591.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37510 JEFFERSON AVE #103 HARRISON TOWNSHIP MI 480452672, 103, HARRISON TOWNSHIP, MI 48045-2672

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,600 (+13.68%)
2024	$4,544.00 (+12.03%)		$309,200 (+13.68%)
2023		$136,000
2022	$4,056.00		$272,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 5% of the US · above 12% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

693 Townsend Ct, Algonac, MI 48001 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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