St. Clair County property record for 677 Townsend Ct, Algonac, MI 48001 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,681 sqft Living Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $131,000 (2016) |
| Tax Bill | $3,731.00 (2024) |
| Primary APN | 74-01-121-0022-200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,681 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Ranch Style |
| Lot Area | 14,375 sqft (0.33 acres) |
| Depth X Width | 181 ft x 79 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 74011210022200 |
|---|---|
| Street Address | 677 TOWNSEND CT |
| City | ALGONAC |
| State | MI |
| Zip | 48001-1658 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART OF LOTS 63,64,65,89 & VAC TOWNSEND CRESENT EAST, BEG S 33D 35M 35S W 513.02', S 56D 24M 25S E 55.18' & S 69D 27M 49S E |
| Legal Subdivision | BROADMOOR |
| Legal Lot Number | 63-65 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ALGONAC |
| Census Blockgroup | 4 |
| Census Block | 4020 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-121-0022-200
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 677 TOWNSEND CT, ALGONAC, MI 48001-1658 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 21, 2016 · Amount on Record |
| Deed Sale | Mar 21, 2016 · Amount on Record |
| Prior Sale | Dec 02, 2009 · Amount on Record |
| Deed Doc Number | 2016005874 |
| Deed Book / Page | 4692 / 79 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 677 TOWNSEND CT, ALGONAC, MI 48001-1658 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 677 TOWNSEND CT, ALGONAC, MI 48001-1658 |
| Document Number | 0005887954 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | 5887/954 |
| Instrument | 2026000650 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 677 TOWNSEND CT, ALGONAC, MI 48001-1658 |
| Document Number | 0049860876 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 677 TOWNSEND CT ALGONAC MI 480011658, ALGONAC, MI 48001-1658 |
| Document Number | 0049860876 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 004986/000876 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2048 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $149,300 (+13.45%) | ||
| 2024 | $3,731.00 (+12.11%) | $298,600 (+13.45%) | |
| 2023 | $131,600 | ||
| 2022 | $3,328.00 | $263,200 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 5% of the US · above 12% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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