Alleghany County property record for 693 Rivers Edge Rd, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,450 sqft · built 1997 |
| Lot Size | 2.47 acres (107,593 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,552 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3080259737 |
| Primary APN | 3080259737 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Attic | Attic |
| Attic Area | 1,160 sqft |
| Utility Area | 16 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Lot Area | 107,593 sqft (2.47 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 386 sqft |
| Deck Area | 596 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11579 |
|---|---|
| Street Address | 693 RIVERS EDGE RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | #5-6 RIVERS EDGE |
| Legal Subdivision | RIVERS EDGE |
| Legal Block | 304 |
| Legal Lot Number | 5-6 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950200 |
Source: Alleghany County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 693 RIVERS EDGE RD, SPARTA, NC 28675-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | May 1, 2026 |
| Property Address | 693 RIVERS EDGE RD, SPARTA, NC 28675-9767 |
| Document Number | 0000003478 |
| Book / Page | 455 / 1237 |
| Instrument Date | May 1, 2026 |
| Instrument | 20263478 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1627 MELODY LN, BURLINGTON, NC 27215-2017 |
| Document Number | 0000003478, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 455/1237 |
| Instrument | 20263478 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Alleghany County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,900 (-) Land $83,800 Building $148,100 | $231,900 (-) Land $83,800 Building $148,100 | |
| 2025 | $1,552.00 | ||
| 2023 | $231,900 Land $83,800 Building $148,100 | $231,900 Land $83,800 Building $148,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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