651 Rivers Edge Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 651 Rivers Edge Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,625 sqft · built 1993
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (May 2026)
Tax Bill	$1,392 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`3080351526`

Property Details

APN / Parcel Number

Primary APN	`3080351526`
Alternative APNs	`78655` `82581`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,625 sqft Living Area
1st Floor Area	1,245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Other
Lot Area	50,094 sqft (1.15 acres)
View / Lot	Waterfront
Garage Type	Basement
Porch	Slab
Porch Area	90 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	82581
Street Address	651 RIVERS EDGE RD
City	SPARTA
State	NC
Zip	28675-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#3 RIVERS EDGE
Legal Subdivision	RIVERS EDGE
Legal Lot Number	3
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	2
Census Block	2004
Census Tract	950200

Owner

Source: Alleghany County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	651 RIVERS EDGE RD, SPARTA, NC 28675-9767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Feb 9, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Deed Document Number	20263477
Deed Book / Page	455 / 1234
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	May 1, 2026
Property Address	651 RIVERS EDGE RD, SPARTA, NC 28675-9767
Document Number	0000003477
Book / Page	455 / 1234
Instrument Date	Apr 27, 2026
Instrument	2026.3477
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 RIVERS EDGE RD, SPARTA, NC 28675-9767

Mortgage

Document Number	0000003478,
Date	May 1, 2026
Instrument	2026..3478

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Feb 9, 2018
Property Address	651 RIVERS EDGE RD, SPARTA, NC 28675-9767
Document Number	00390/1000
Book / Page	390 / 1000
Instrument Date	Jan 31, 2018
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 RIVERS EDGE RD, SPARTA, NC 28675-9767

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,400 (-) Land $92,000 Building $114,400	$206,400 (-) Land $92,000 Building $114,400
2025	$1,392.00	$206,400 (-) Land $92,000 Building $114,400
2023		$206,400 Land $92,000 Building $114,400	$206,400 (-) Land $92,000 Building $114,400
2021			$206,400 Land $92,000 Building $114,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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