693 Main St E, Monmouth, OR 97361 Property Records

Polk County property record for 693 Main St E, Monmouth, OR 97361

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 854 sqft · built 1948
Lot Size	0.193 acres (8,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,000 (Apr 2025)
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08430-BD-02900`

Property Details

APN / Parcel Number

Primary APN	`08430-BD-02900`
Alternative APN	`191018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	854 sqft Living Area
Gross Area	1,345 sqft
1st Floor Area	854 sqft
Attic	Attic
Attic Area	260 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1995
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,415 sqft (0.193 acres)
View / Lot	Traffic
Garage Area	231 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	191018
Street Address	693 MAIN ST E
City	MONMOUTH
State	OR
Zip	97361-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	ONE STORY WITH ATTIC
Legal Range	4W
Legal Township	08S
Legal Section	30
Legal Block	2
Legal Lot Number	10
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	2
Census Block	2009
Census Tract	20304

Owner

Source: Polk County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	693 MAIN ST E, MONMOUTH, OR 97361-1826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Warranty Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP
Sep 11, 2019	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	20253054
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Mar 26, 2021
Property Address	693 MAIN ST E, MONMOUTH, OR 97361-1826
Document Number	0000005398
Instrument Date	Mar 26, 2021
Instrument	2021-005398
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 MAIN ST E, MONMOUTH, OR 97361-1826

Mortgage

Document Number	0000005399
Date	Mar 26, 2021
Instrument	2021-005399

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Sep 11, 2019
Property Address	693 MAIN ST E, MONMOUTH, OR 97361-1826
Document Number	0000010012
Instrument Date	Sep 9, 2019
Instrument	2019-010012
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 MAIN ST E, MONMOUTH, OR 97361-1826

Mortgage

Document Number	0000010013
Date	Sep 11, 2019
Instrument	2019-010013

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Monmouth City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,390 (+2.99%) Land $58,970 Building $93,420	$320,340 (+9.33%) Land $144,000 Building $176,340
2025	$2,533.00 (+3.85%)	$147,960 (+2.99%) Land $57,250 Building $90,710	$293,000 (-2.23%) Land $129,000 Building $164,000
2024	$2,439.00 (-4.01%)	$143,660 (+3%) Land $55,580 Building $88,080	$299,680 (-1.18%) Land $125,840 Building $173,840
2023	$2,541.00 (+11.15%)	$139,480 (+3%) Land $53,960 Building $85,520	$303,270 (+2.69%) Land $125,840 Building $177,430
2022	$2,286.00	$135,420 Land $52,390 Building $83,030	$295,340 Land $116,250 Building $179,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, T-Mobile.

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