689 Main St E, Monmouth, OR 97361 Property Records

Polk County property record for 689 Main St E, Monmouth, OR 97361

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1948
Lot Size	0.193 acres (8,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,000 (Nov 2019)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`08430-BD-02800`

Property Details

APN / Parcel Number

Primary APN	`08430-BD-02800`
Alternative APN	`191005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Metal
Lot Area	8,415 sqft (0.193 acres)
View / Lot	Traffic
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	191005
Street Address	689 MAIN ST E
City	MONMOUTH
State	OR
Zip	97361-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	ONE STORY
Legal Range	4W
Legal Township	08S
Legal Section	30
Legal Block	2
Legal Lot Number	10
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	2
Census Block	2009
Census Tract	20304

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	689 MAIN ST E, MONMOUTH, OR 97361-1826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING
May 22, 2019	Warranty Deed, Transfer FIRST AMERICAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Prior Sale	May 22, 2019 · Amount on Record
Deed Document Number	201913362
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Nov 15, 2019
Property Address	689 MAIN ST E, MONMOUTH, OR 97361-1826
Document Number	0000013362
Instrument Date	Nov 15, 2019
Instrument	13362
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$223.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	689 MAIN ST E MONMOUTH OR 973611826, MONMOUTH, OR 97361-1826

Mortgage

Document Number	13363
Date	Nov 15, 2019
Instrument	13363

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

Mortgage

Document Number	13364,
Date	Nov 15, 2019
Instrument	13364

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	May 22, 2019
Property Address	689 MAIN ST E, MONMOUTH, OR 97361-1826
Document Number	0000005226
Instrument Date	May 22, 2019
Instrument	5226
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1320 BENT GRASS CT NE KEIZER OR 973037865, KEIZER, OR 97303-7865

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Monmouth City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,950 (+3%) Land $58,970 Building $64,980	$291,370 (+1.95%) Land $144,000 Building $147,370
2025	$2,060.00 (+3.88%)	$120,340 (+3%) Land $57,250 Building $63,090	$285,790 (+2.85%) Land $135,200 Building $150,590
2024	$1,983.00 (-4.02%)	$116,840 (+3%) Land $55,580 Building $61,260	$277,860 (-1.11%) Land $125,840 Building $152,020
2023	$2,066.00 (+11.14%)	$113,440 (+3%) Land $53,960 Building $59,480	$280,980 (+1.8%) Land $125,840 Building $155,140
2022	$1,859.00	$110,140 Land $52,390 Building $57,750	$276,010 Land $116,250 Building $159,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, T-Mobile.

Nearby Properties on Main St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures