693 Clark Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 693 Clark Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	1,785 sqft · built 1944
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Apr 2025)
Tax Bill	$9,458 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-02605-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`49-02605-0000-00016`
Alternative APNs	`4900124000000004A` `490260500016`

Interior

Stories	2 Stories
Building Area	1,785 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4900124000000004A
Street Address	693 CLARK AVE
City	RIDGEFIELD
State	NJ
Zip	07657-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	L6 50X150 3.0LT
Legal Subdivision	SFB MORSE
Legal Block	2605
Legal Lot Number	16
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3004
Census Tract	45101

Owner

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 66TH ST, WEST NEW YORK, NJ 07093-2402
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2025 · Amount on Record
Deed Sale	Apr 16, 2025 · Amount on Record
Deed Document Number	202527895
Deed Book / Page	5483 / 1196
Prior Transfer Date	May 19, 2015
Prior Transfer Doc	0019760757
Record Updated	Sep 20, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 16, 2025
Property Address	693 CLARK AVE, RIDGEFIELD, NJ 07657-2637
Document Number	0054831196
Book / Page	5483 / 1196
Instrument Date	Feb 21, 2025
Instrument	2025027895
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,835.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 ORATAM TER, LEONIA, NJ 07605-1125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 66TH ST, WEST NEW YORK, NJ 07093-2402
Investor	Possibly a Property Investor

Mortgage

Document Number	0054831203
Date	Apr 16, 2025
Book Page	5483/1203
Instrument	2025027896

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,300 (+1.61%) Land $347,000 Building $220,300	$567,300 (+1.61%) Land $347,000 Building $220,300
2025	$9,458.00 (+2.26%)	$558,300 (+2.25%) Land $341,000 Building $217,300	$558,300 (+2.25%) Land $341,000 Building $217,300
2024	$9,249.00 (+4.16%)	$546,000 (+2.86%) Land $332,000 Building $214,000	$546,000 (+2.86%) Land $332,000 Building $214,000
2023	$8,880.00 (+0.91%)	$530,800 Land $322,000 Building $208,800	$530,800 Land $322,000 Building $208,800
2022	$8,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	40 (2018–2025)
Claims Outside the SFHA	1 of 40
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20