Bergen County and Ridgefield Borough property record for 686 Clark Ave, Ridgefield, NJ 07657
| Property Type | Single Family Home |
|---|---|
| Details | 2,763 sqft · built 1895 |
| Lot Size | 0.162 acres (7,048 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Feb 2004) |
| Tax Bill | $15,219 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-03201-0000-00005 |
| Primary APN | 49-03201-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,763 sqft Living Area |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,048 sqft (0.162 acres) |
| Lot Dimensions | 141 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 4900154000000005 |
|---|---|
| Street Address | 686 CLARK AVE |
| City | RIDGEFIELD |
| State | NJ |
| Zip | 07657-2638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | 50X141 2.8LT |
| Legal Block | 3201 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 45101 |
686 Clark Ave is owned by an individual who bought it in February 2004.
Source: Bergen County and Ridgefield Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 688 CLARK AVE, RIDGEFIELD, NJ 07657-2638 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2004 · Amount on File |
| Deed Sale | Feb 5, 2004 · Amount on File |
| Deed Book / Page | 8656 / 854 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 686 Clark Ave was $15,219, up 3.6% from the year before.
Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Borough |
| Unified School District | Ridgefield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $918,100 (+2.19%) Land $345,700 Building $572,400 | $918,100 (+2.19%) Land $345,700 Building $572,400 | |
| 2025 | $15,219.00 (+3.55%) | $898,400 Land $339,700 Building $558,700 | $898,400 Land $339,700 Building $558,700 |
| 2024 | $14,697.00 | ||
| 2023 | $844,000 Land $320,700 Building $523,300 | $844,000 Land $320,700 Building $523,300 | |
| 2022 | $13,993.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 686 Clark Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 40 (2018–2025) |
| Claims Outside the SFHA | 1 of 40 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 686 Clark Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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