693 Benton Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 693 Benton Pl, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,411 sqft · built 1997
Lot Size	0.57 acres (2,477 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Dec 2022)
Tax Bill	$8,971 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`488-400-43-00`

Property Details

APN / Parcel Number

Primary APN	`488-400-43-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,411 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	2,477 sqft (0.57 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	693 BENTON PL
City	EL CAJON
State	CA
Zip	92020-6660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2200
Legal Description	LOT 1 TR 013344
Legal Subdivision	CITY/EL CAJON
Legal Tract	013344
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	15706

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	693 BENTON PL, EL CAJON, CA 92020-6660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Dec 8, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 29, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 19, 2017	Deed of Trust, Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	2022462383
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	693 BENTON PL, EL CAJON, CA 92020-6660
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 BENTON PL, EL CAJON, CA 92020-6660

Mortgage

Document Number	0000216412
Date	Aug 10, 2023
Instrument	2023-0216412

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2022
Property Address	693 BENTON PL, EL CAJON, CA 92020-6660
Document Number	0000462383
Map Reference	MAP 13344
Instrument Date	Oct 27, 2022
Instrument	2022-0462383
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	693 BENTON PL, EL CAJON, CA 92020-6660

Mortgage

Document Number	0000462384
Date	Dec 8, 2022
Instrument	2022-0462384

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	693 BENTON PL, EL CAJON, CA 92020-6660
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	NC TITLE COMPANY, NETCO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 BENTON PL, EL CAJON, CA 92020-6660

Mortgage

Document Number	0000872218
Date	Dec 29, 2021
Instrument	2021-0872218

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	693 BENTON PL, EL CAJON, CA 92020-6660
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000774283
Date	Nov 8, 2021
Instrument	2021-0774283

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	693 BENTON PL, EL CAJON, CA 92020-6660
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	693 BENTON PL, EL CAJON, CA 92020-6660

Mortgage

Document Number	0000143354
Date	Feb 24, 2021
Instrument	2021-0143354

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	693 BENTON PL, EL CAJON, CA 92020-6660
Document Number	0000242040
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	693 BENTON PL EL CAJON CA 920206660, EL CAJON, CA 92020-6660

Mortgage

Document Number	0000242040
Date	May 31, 2017
Instrument	242040

Lender

Name	LOW VA RATES LLC
Address	384 S 400 W # 100, LINDON, UT 84042-1957

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$737,536 (+2%) Land $339,096 Building $398,440
2025	$8,971.00 (+2.81%)	$723,076 (+4.04%) Land $332,448 Building $390,628
2023	$8,726.00 (+92.67%)	$695,000 Land $319,540 Building $375,460
2022	$4,529.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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