San Diego County property record for 685 Benton Pl, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,493 sqft · built 1997 |
| Lot Size | 0.51 acres (2,202 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $453,000 (Aug 2016) |
| Tax Bill | $6,202 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 488-400-44-00 |
| Primary APN | 488-400-44-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,493 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 2,202 sqft (0.51 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 685 BENTON PL |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-6660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2200 |
| Legal Description | LOT 2 TR 013344 |
| Legal Subdivision | CITY/EL CAJON |
| Legal Tract | 013344 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 15706 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 685 BENTON PL, EL CAJON, CA 92020-6660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2016 · Amount on Record |
| Deed Sale | Aug 30, 2016 · Amount on Record |
| Prior Sale | May 28, 1997 · Amount on Record |
| Deed Document Number | 2016452138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 685 BENTON PL, EL CAJON, CA 92020-6660 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 685 BENTON PL, EL CAJON, CA 92020-6660 |
| Document Number | 0000351399 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 2022-0351399 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2052 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $536,250 (+2%) Land $184,521 Building $351,729 | |
| 2025 | $6,202.00 (+2.01%) | $525,736 (+4.04%) Land $180,903 Building $344,833 |
| 2023 | $6,080.00 (+1.59%) | $505,323 Land $173,879 Building $331,444 |
| 2022 | $5,985.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Wyyerd Connect.
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