6929 Big Bend Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6929 Big Bend Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 5,568 sqft · built 2007
Lot Size	1.31 acres (57,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,000 (Oct 2018)
Tax Bill	$9,270 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`18-26-32-2599-0001-0750`

Property Details

APN / Parcel Number

Primary APN	`18-26-32-2599-0001-0750`
Alternative APNs	`263218259900010750` `103092`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,568 sqft Living Area
Gross Area	6,613 sqft
1st Floor Area	4,262 sqft
Upper Floors Area	1,306 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	57,324 sqft (1.31 acres)
Lot Dimensions	225 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	750 sqft
Porch	Florida Room
Porch Area	1,075 sqft
Deck Area	390 sqft
Patio Area	790 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	6929 BIG BEND DR
City	SAINT CLOUD
State	FL
Zip	34771-7324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA1A
Legal Description	BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 75
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UNIT 3
Legal Tract	2599
Legal Block	750
Legal Lot Number	75
Legal Unit	H
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6929 BIG BEND DR, SAINT CLOUD, FL 34771-7324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Feb 7, 2013 · Amount on Record
Deed Document Number	2018160371
Deed Book / Page	5424 / 736
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6929 BIG BEND DR, SAINT CLOUD, FL 34771-7324
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6929 BIG BEND DR, SAINT CLOUD, FL 34771-7324

Mortgage

Document Number	0059371516
Date	Apr 16, 2021
Book Page	5937/1516
Instrument	2021058167

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6929 BIG BEND DR, SAINT CLOUD, FL 34771-7324
Document Number	0054540388
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6929 BIG BEND DR ST CLOUD FL 347717324, ST CLOUD, FL 34771-7324

Mortgage

Document Number	0054540388
Date	Dec 26, 2018
Book Page	005454/000388
Instrument	187412

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 25, 2033

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 26, 2018
Property Address	6929 BIG BEND DR, SAINT CLOUD, FL 34771-7324
Document Number	0054240736
Book / Page	005424 / 000736
Instrument Date	Oct 26, 2018
Instrument	160371
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,078.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6929 BIG BEND DR ST CLOUD FL 347717324, ST CLOUD, FL 34771-7324

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,270.00 (+4.06%) Homeowner's exemption	$658,519 (+5.99%)	$913,500 (+2.28%) Land $137,800 Building $775,700
2024	$8,908.00 (+1.96%)
2023	$8,737.00 (+3.45%) Homeowner's exemption	$621,322 (+3%)	$893,100 (+15.87%) Land $118,800 Building $774,300
2022	$8,446.00 Homeowner's exemption	$603,226	$770,800 Land $118,800 Building $652,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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