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6915 Big Bend Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6915 Big Bend Dr, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,321 sqft · built 2023
Lot Size1.3 acres (56,802 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Jun 2021)
Tax Bill$9,837 (2025)
Deeds & MortgagesDec 2023 Mortgage
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-26-32-2599-0001-0740

Property Details

APN / Parcel Number

Primary APN18-26-32-2599-0001-0740
Alternative APNs
  • 263218259900010740
  • 103091

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,321 sqft Living Area
Gross Area5,258 sqft
1st Floor Area2,063 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area56,802 sqft (1.3 acres)
Lot Dimensions225 ft deep x 267 ft wide
Garage TypeAttached
Garage Area831 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address6915 BIG BEND DR
CitySAINT CLOUD
StateFL
Zip34771-7324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 74
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UNIT 3
Legal Tract2599
Legal Block740
Legal Lot Number74
Legal UnitH
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1007
Census Tract43801

Owner

Source: Osceola County records · APN 18-26-32-2599-0001-0740

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6915 BIG BEND DR, SAINT CLOUD, FL 34771-7324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
CENTENNIAL BANK
Jun 16, 2021Warranty Deed, Transfer · Conventional Mortgage
CENTENNIAL BANK
Apr 05, 2018Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2021 · Amount on Record
Deed SaleJun 16, 2021 · Amount on Record
Prior SaleApr 05, 2018 · Amount on Record
Deed Document Number202194019
Deed Book / Page5982 / 1734
Prior Transfer DateMay 21, 2007
Prior Transfer Doc0034871249
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property AddressBIG BEND DR, SAINT CLOUD, FL 34771
Transaction TypeMortgage
Record UpdatedJan 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6915 BIG BEND DR, SAINT CLOUD, FL 34771-7324

Mortgage

Document Number0065240796
DateDec 26, 2023
Book Page6524/796
Instrument2023167106
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 16, 2021
Property AddressBIG BEND DR, SAINT CLOUD, FL 34771
Document Number0059821734
Book / Page5982 / 1734
Map ReferenceMB 4 PG 59-61
Instrument DateJun 15, 2021
Instrument2021094019
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3337 SCHOOLHOUSE RD, 3337, HARMONY, FL 34773-6008

Transferred To (Grantee/Buyer)

NameVerified Name
Address12902 ENTRADA DR, ORLANDO, FL 32837-4618

Mortgage

Document Number0059821735
DateJun 16, 2021
Instrument5982/1735
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2036
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateJul 01, 2026
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.5%
Index1-Year CMT
Max Rate11.5%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 05, 2018
Property AddressBIG BEND DR, SAINT CLOUD, FL 34771
Document Number0053112099
Book / Page005311 / 002099
Instrument DateApr 04, 2018
Instrument53315
Transaction TypeTransfer
Record UpdatedApr 24, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$696.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6988 BLUESTEM RD HARMONY FL 347736049, HARMONY, FL 34773-6049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,837.00 (+4.01%) Homeowner's exemption$699,489 (+488.8%)$763,600 (+542.76%) Land $137,800 Building $625,800
2024$9,458.00 (+470.1%)
2023$1,659.00 (-0.06%)$118,800 (-) Land $118,800$118,800 (-) Land $118,800
2022$1,660.00$118,800 Land $118,800$118,800 Land $118,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 192 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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