6926 SE Harbor Cir, Stuart, FL 34996 Property Records

Martin County property record for 6926 SE Harbor Cir, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,686 sqft · built 2004
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$3,565,000 (Apr 2020)
Tax Bill	$70,712 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-38-42-017-000-0005.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-42-017-000-0005.0-5-0000`
Alternative APNs	`08-38-42-017-000-00050-5` `45801`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	6,686 sqft Living Area
Gross Area	7,500 sqft
1st Floor Area	4,561 sqft
Attic	Attic
Attic Area	573 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	25,265 sqft (0.58 acres)
View / Lot	Canal Front
Garage Type	Attached
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	576 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	1,035 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45801
Street Address	6926 SE HARBOR CIR
City	STUART
State	FL
Zip	34996-1965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 5 SAILFISH POINT PUD PLAT NO 14 ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 10 PAGE 19 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range	42E
Legal Township	38S
Legal Section	8
Legal Subdivision	SAILFISH POINT
Legal Block	1
Legal Lot Number	5
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1003
Census Tract	100

Owner

6926 SE Harbor Cir is owned by two individuals who bought it in April 2020.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3281 W SHORE DR, ORCHARD LAKE, MI 48324-2370
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2020 · Amount on File
Deed Sale	Apr 7, 2020 · Amount on File
Prior Sale	Dec 21, 2000 · Amount on File
Deed Document Number	20202809051
Deed Book / Page	3122 / 1049
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 7, 2020
Property Address	6926 SE HARBOR CIR, STUART, FL 34996-1965
Document Number	0031221049
Book / Page	003122 / 001049
Instrument Date	Apr 2, 2020
Instrument	2809051
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,955.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6926 SE HARBOR CIR STUART FL 349961965, STUART, FL 34996-1965

Mortgage

Document Number	31221051
Date	Apr 7, 2020
Book Page	003122/001051
Instrument	2809052

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	11050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 6, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 6926 SE Harbor Cir was $70,712.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$70,712.00	$4,180,209	$4,861,620 Land $2,700,000 Building $2,161,620
2023	$64,164.00 (+9.32%)	$3,454,719 (+1%)	$4,364,750 (+8.48%) Land $2,160,000 Building $2,204,750
2022	$58,692.00	$3,140,654	$4,023,680 Land $2,160,000 Building $1,863,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6926 SE Harbor Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6926 SE Harbor Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20