6923 SE Harbor Cir, Stuart, FL 34996 Property Records

Martin County property record for 6923 SE Harbor Cir, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,632 sqft · built 1986
Lot Size	0.285 acres (12,415 sqft)
Owner	2 Company Names on Record
Last Sale	$637,500 (Mar 2001)
Tax Bill	$7,637 (2025)
Deeds & Mortgages	May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-38-42-014-000-0007.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-42-014-000-0007.0-4-0000`
Alternative APNs	`08-38-42-014-000-00070-4` `45774`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,632 sqft Living Area
Gross Area	4,138 sqft
1st Floor Area	3,272 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	12,415 sqft (0.285 acres)
View / Lot	Zero Lot Line
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45774
Street Address	6923 SE HARBOR CIR
City	STUART
State	FL
Zip	34996-1966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	SAILFISH POINT PLAT NO 11 LOT 7
Legal Range	42E
Legal Township	38S
Legal Section	8
Legal Subdivision	SAILFISH POINT
Legal Block	1
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1002
Census Tract	100

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6923 SE HARBOR CIR, STUART, FL 34996-1966
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2001 · Amount on Record
Deed Sale	Mar 29, 2001 · Amount on Record
Prior Sale	Nov 1, 1986 · Amount on Record
Deed Book / Page	1541 / 1054
Last Transfer Date	May 15, 2026
Transfer Doc	0003186313
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 15, 2026
Property Address	6923 SE HARBOR CIR, STUART, FL 34996-1966
Document Number	0003186313
Book / Page	3567 / 447
Instrument Date	May 15, 2026
Instrument	20263186313
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	6923 SE HARBOR CIR, STUART, FL 34996-1966

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,637.00 (-0.77%) Homeowner's exemption	$491,733 (+5.99%)	$1,186,580 (+4.55%) Land $875,000 Building $311,580
2024	$7,696.00 (+1.8%)
2023	$7,560.00 (+3.39%) Additional exemption filed	$463,957 (+3%)	$1,134,950 (+54.21%) Land $800,000 Building $334,950
2022	$7,312.00 Homeowner's exemption	$450,444	$735,980 Land $500,000 Building $235,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20