6924 Smith St, Grifton, NC 28530 Property Records

Lenoir County property record for 6924 Smith St, Grifton, NC 28530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 834 sqft · built 1950
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Tax Bill	$382 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Feb 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`456903139482`

Property Details

APN / Parcel Number

Primary APN	`456903139482`
Alternative APN	`1062`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	834 sqft Finished Area

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Terrain	Wet
Porch	Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	6924 SMITH ST
City	GRIFTON
State	NC
Zip	28530-7040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6924 SMITH ST 6924 SMITH ST
Jurisdiction	LENOIR NC
Township / Civil Division	CONTENTNEA NECK
Census Block Group	1
Census Block	1003
Census Tract	10100

Owner

Source: Lenoir County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6924 SMITH ST, GRIFTON, NC 28530-7040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · Line of Credit MORTGAGE SOLUTIONS
Feb 21, 2017	Deed of Trust, Mortgage · Line of Credit HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2014
Deed Sale	Jul 11, 2014
Prior Sale	Nov 19, 2008
Deed Document Number	0001724693
Record Updated	Jun 7, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	6924 SMITH ST, GRIFTON, NC 28530-7040
Document Number	0017960626
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6942 SMITH ST GRIFTON NC 28530, GRIFTON, NC 28530

Mortgage

Document Number	0017960626
Date	Mar 2, 2017
Book Page	001796/000626

Lender

Name	MORTGAGE SOLUTIONS
Type	Mortgage Company
Address	HOUSTON, TX 77014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	960 Months
Due	Mar 1, 2097

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	6924 SMITH ST, GRIFTON, NC 28530-7040
Document Number	0017960613
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6924 SMITH ST GRIFTON NC 285307040, GRIFTON, NC 28530-7040

Mortgage

Document Number	0017960613
Date	Mar 2, 2017
Book Page	001796/000613

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	744 Months
Due	Mar 1, 2079

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Municipality	Grifton Town
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$382.00 (+1.6%)	$56,615 (+27.06%) Land $5,031 Building $51,584	$56,615 (+27.06%) Land $5,031 Building $51,584
2023	$376.00	$44,556 Land $2,000 Building $42,556	$44,556 Land $2,000 Building $42,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	61 (1999–2018)
Claims Outside the SFHA	13 of 61
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRIFTON serves 2,982 people · EPA ID NC0474035
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InfinityLink Communications Fiber	10,000 / 10,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HarvestBeam, Spectrum.

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