6921 Smith St, Grifton, NC 28530 Property Records

Lenoir County property record for 6921 Smith St, Grifton, NC 28530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,362 sqft · built 2000
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$2,173 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`456903231483`

Property Details

APN / Parcel Number

Primary APN	`456903231483`
Alternative APN	`340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,362 sqft Finished Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	177 ft deep x 63.4 ft wide
Porch	Slab
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	6921 SMITH ST
City	GRIFTON
State	NC
Zip	28530-7041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	807 SMITH ST 6921 SMITH ST
Jurisdiction	LENOIR NC
Township / Civil Division	CONTENTNEA NECK
Census Block Group	1
Census Block	1003
Census Tract	10100

Owner

Source: Lenoir County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6921 SMITH ST, GRIFTON, NC 28530-7041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage ROCKET MORTGAGE LLC
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 17, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 12, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST CITIZEN B&T CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Recording Date	Jul 30, 2026
Property Address	6921 SMITH ST, GRIFTON, NC 28530-7041
Document Number	2098000459
Book / Page	2098 / 459
Instrument Date	Jul 28, 2026
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6921 SMITH ST, GRIFTON, NC 28530-7041

Mortgage

Document Number	2098000459,
Date	Jul 30, 2026
Book Page	2098/459

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	6921 SMITH ST, GRIFTON, NC 28530-7041
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6921 SMITH ST, GRIFTON, NC 28530-7041

Mortgage

Document Number	0020020001
Date	Oct 3, 2023
Book Page	2002/1

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	6921 SMITH ST, GRIFTON, NC 28530-7041
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019220146
Date	Jul 6, 2021
Book Page	1922/146

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	6921 SMITH ST, GRIFTON, NC 28530-7041
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019460645
Date	Feb 17, 2022
Book Page	1946/645

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	6921 SMITH ST, GRIFTON, NC 28530-7041
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018700287
Date	Nov 12, 2019
Book Page	1870/287

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Municipality	Grifton Town
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,173.00 (+81.54%)	$177,450 (-) Land $5,684 Building $171,766	$177,450 (-) Land $5,684 Building $171,766
2025	$1,197.00 (+77.6%)	$177,450 (+122.22%) Land $5,684 Building $171,766	$177,450 (+122.22%) Land $5,684 Building $171,766
2023	$674.00	$79,855 Land $2,000 Building $77,855	$79,855 Land $2,000 Building $77,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	61 (1999–2018)
Claims Outside the SFHA	13 of 61
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRIFTON serves 2,982 people · EPA ID NC0474035
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InfinityLink Communications Fiber	10,000 / 10,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HarvestBeam, Spectrum.

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