6923 S Gemstone Pl, Chandler, AZ 85249 Property Records

Maricopa County property record for 6923 S Gemstone Pl, Chandler, AZ 85249

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,854 sqft · built 2004
Lot Size0.409 acres (17,803 sqft)
Owner2 Individual Names on File
Last Sale$329,000 (Oct 2015)
Tax Bill$2,422 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN313-09-902

Property Details

APN / Parcel Number

Primary APN313-09-902
Alternative APN
  • 313099028

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,854 sqft Living Area
Gross Area3,067 sqft
1st Floor Area1,472 sqft
2nd Floor Area1,382 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area17,803 sqft (0.409 acres)
View / LotCul-De-Sac
Parking Spaces2 Parking Spaces
Pool Area550 sqft
Patio Area213 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address6923 S GEMSTONE PL
CityCHANDLER
StateAZ
Zip85249-7217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionSUN GROVES PARCEL 13 THRU 16 MCR 624-23
Legal Range6E
Legal Township2S
Legal Section32
Legal SubdivisionSUN GROVES PARCEL 13 THRU 16
Legal Lot Number1101
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1017
Census Tract814100

Owner

6923 S Gemstone Pl is owned and occupied by two individuals who acquired it in May 2020.

Source: Maricopa County records, as of October 22, 2025

Owner of Record2 Individual Names on File
Mailing Address6923 S GEMSTONE PL, CHANDLER, AZ 85249-7217
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jun 10, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2015 · Amount on File
Deed SaleOct 22, 2015 · Amount on File
Prior SaleAug 25, 2010 · Amount on File
Deed Document Number2015760323
Last Transfer DateMay 20, 2020
Transfer Doc0000503393
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6923 S GEMSTONE PL, CHANDLER, AZ 85249-7217
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6923 S GEMSTONE PL, CHANDLER, AZ 85249-7217

Mortgage

Document Number0000097855
DateJan 28, 2021
Instrument20210097855
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJun 10, 2020
Property Address6923 S GEMSTONE PL, CHANDLER, AZ 85249-7217
Document Number0000503393
Map ReferenceMB 624 PG 23
Instrument DateMay 20, 2020
Instrument20200503393
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyADVANTAGE TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address6923 S GEMSTONE PL, CHANDLER, AZ 85249-7217
InvestorPossibly a Property Investor

Mortgage

Document Number0000503394
DateJun 10, 2020
Instrument20200503394
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6923 S Gemstone Pl was $2,422.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityChandler City
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,930 (+86.15%)$559,300 (+5.27%) Land $111,800 Building $447,500
2025$2,422.00$30,046 (-48.17%)$531,300 (-8.35%) Land $106,200 Building $425,100
2024$57,970$579,700 Land $115,900 Building $463,800
2023$2,342.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6923 S Gemstone Pl in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · Snowstorm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6923 S Gemstone Pl is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 46% of Arizona
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHANDLER
serves 247,328 people · EPA ID AZ0407090
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting45
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Starlink
Satellite
280 / 30
CenturyLink
DSL
140 / 20

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