6902 S Gemstone Pl, Chandler, AZ 85249 Property Records

Maricopa County property record for 6902 S Gemstone Pl, Chandler, AZ 85249

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,039 sqft · built 2005
Lot Size0.204 acres (8,864 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Aug 2009)
Tax Bill$2,373 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Oct 2021 Mortgage
+ 5 more
Flood ZoneZone X (moderate risk)
APN313-09-905

Property Details

APN / Parcel Number

Primary APN313-09-905
Alternative APN
  • 313099050

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,039 sqft Living Area
Gross Area3,219 sqft
1st Floor Area1,447 sqft
2nd Floor Area1,592 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area8,864 sqft (0.204 acres)
Parking Spaces3 Parking Spaces
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address6902 S GEMSTONE PL
CityCHANDLER
StateAZ
Zip85249-7217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionSUN GROVES PARCEL 13 THRU 16 MCR 624-23
Legal Range6E
Legal Township2S
Legal Section32
Legal SubdivisionSUN GROVES PARCEL 13 THRU 16
Legal Lot Number1104
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1017
Census Tract814100

Owner

6902 S Gemstone Pl is owned and occupied by an individual who acquired it in December 2017.

Source: Maricopa County records, as of July 29, 2026

Owner of RecordIndividual Name on File
Mailing Address6902 S GEMSTONE PL, CHANDLER, AZ 85249-7217
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 14, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 2, 2022Deed of Trust, Mortgage · Commercial Mortgage
UNLOCK HOMEONWERSHIP SOLUTIONS INC
Dec 20, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Dec 11, 2017Deed of Trust · FHA Mortgage
LAKEVIEW LN SERVICING
Jul 5, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICA FIRST FCU
Mar 8, 2017Deed of Trust, Mortgage · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2009 · Amount on File
Deed SaleAug 10, 2009 · Amount on File
Prior SaleJan 12, 2009
Deed Document Number2009736795
Last Transfer DateDec 11, 2017
Transfer Doc0000932789
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6902 S GEMSTONE PL, CHANDLER, AZ 85249-7217
Transaction TypeMortgage
Record UpdatedMar 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6902 S GEMSTONE PL, CHANDLER, AZ 85249-7217

Mortgage

Document Number0000102556
DateFeb 29, 2024
Instrument20240102556
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term331 Months
DueSep 1, 2051

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6902 S GEMSTONE PL, CHANDLER, AZ 85249-7217
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001107653
DateOct 14, 2021
Instrument20211107653
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6902 S GEMSTONE PL, CHANDLER, AZ 85249-7217
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyCLEAREDGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6902 S GEMSTONE PL, CHANDLER, AZ 85249-7217

Mortgage

Document Number0000383740
DateMay 2, 2022
Instrument20220383740
Lender
NameUNLOCK HOMEONWERSHIP SOLUTIONS INC
TypeNon-Lending Institution
AddressNEW YORK, NY 10016
Agreement
TypeCommercial Mortgage
AmountAmount on Record

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6902 S GEMSTONE PL, CHANDLER, AZ 85249-7217
Document Number0001058537
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedJan 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address6902 S GEMSTONE PL CHANDLER AZ 852497217, CHANDLER, AZ 85249-7217

Mortgage

Document Number0001058537
DateDec 31, 2019
Instrument1058537
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 30, 2049

December 2017: Deed of Trust

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6902 S GEMSTONE PL, CHANDLER, AZ 85249-7217
Document Number0000932790
Instrument DateDec 11, 2017
Record UpdatedJan 3, 2018
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address6902 S GEMSTONE PL CHANDLER AZ 852497217, CHANDLER, AZ 85249-7217

Mortgage

Document Number0000932790
DateDec 18, 2017
Instrument932790
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 17, 2047

July 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJul 5, 2017
Property Address6902 S GEMSTONE PL, CHANDLER, AZ 85249-7217
Document Number0000489739
Map ReferenceMB 624 PG 23
Instrument DateJun 30, 2017
Instrument2017-0489739
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6902 S GEMSTONE PL, CHANDLER, AZ 85249-7217

Mortgage

Document Number0000489740
DateJul 5, 2017
Instrument2017-0489740
Lender
NameAMERICA FIRST FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJun 30, 2027

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6902 S GEMSTONE PL, CHANDLER, AZ 85249-7217
Document Number0000176947
Instrument DateMar 8, 2017
Transaction TypeMortgage
Record UpdatedMar 22, 2017
Title CompanyDRIGGS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address6902 S GEMSTONE PL CHANDLER AZ 852497217, CHANDLER, AZ 85249-7217

Mortgage

Document Number0000176947
DateMar 13, 2017
Instrument176947
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6902 S Gemstone Pl was $2,373.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityChandler City
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,200 (+70.94%)$512,000 (+5.72%) Land $102,400 Building $409,600
2025$2,373.00$29,952 (-42.95%)$484,300 (-7.75%) Land $96,800 Building $387,500
2024$52,500$525,000 Land $105,000 Building $420,000
2023$2,293.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6902 S Gemstone Pl in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · Snowstorm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6902 S Gemstone Pl is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 46% of Arizona
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHANDLER
serves 247,328 people · EPA ID AZ0407090
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting45
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Starlink
Satellite
280 / 30
CenturyLink
DSL
140 / 20

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