6920 Main St, Wade, NC 28395 Property Records

Cumberland County property record for 6920 Main St, Wade, NC 28395

Property Summary

Property TypeRural Home
Details4 bd · 1,809 sqft · built 2022
Lot Size20.2 acres (879,912 sqft)
Owner2 Individual Names on Record
Tax Bill$3,029 (2026)
Deeds & MortgagesJul 2023 Mortgage
Jul 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APN0571-91-9003

Property Details

APN / Parcel Number

Primary APN0571-91-9003
Alternative APN
  • 0571.04919003

Interior

Bedrooms4 Beds
Building Area1,809 sqft Heated Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area879,912 sqft (20.2 acres)
Garage TypeCarport
Garage Area675 sqft
CarportCarport
Carport Area675 sqft

Location & Zoning

Street Address6920 MAIN ST
CityWADE
StateNC
Zip28395-9768
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA1
Legal Description20.20 ACS COOK LD
Legal SubdivisionTOWN OF WADE
Legal Block91
Legal Lot Number9003
JurisdictionCUMBERLAND NC
Township / Civil DivisionEASTOVER
Census Block Group1
Census Block1084
Census Tract2600

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6920 MAIN ST, WADE, NC 28395-9768
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Deed of Trust, Mortgage · VA Mortgage
INTERCOASTAL MORTGAGE
Jul 8, 2022Warranty Deed, Construction Loan · Construction Mortgage
INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Property Address6920 MAIN ST, WADE, NC 28395-9768
Transaction TypeMortgage
Record UpdatedSep 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0117760421
DateJul 12, 2023
Book Page11776/421
Instrument21665
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

July 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateJul 8, 2022
Property Address6920 MAIN ST, WADE, NC 28395-9768
Document Number0115170682
Book / Page11517 / 682
Map ReferenceMB 475 PG 88
Instrument DateJun 29, 2022
Instrument27720
Transaction TypeConstruction Loan
Record UpdatedSep 4, 2023
Title CompanyFIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7036 MAIN ST, WADE, NC 28395-9756

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027721
DateJul 8, 2022
Instrument27721
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueAug 1, 2023

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
MunicipalityWade Town
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,029.00
2025$3,029.00 (+26.84%)$457,245 (+63.9%) Land $211,882 Building $245,363$457,245 (+63.9%) Land $211,882 Building $245,363
2024$2,388.00 (+1.57%)$278,972 (-) Land $99,705 Building $179,267$278,972 (-) Land $99,705 Building $179,267
2023$2,351.00 (+875.52%)$278,972 Land $99,705 Building $179,267$278,972 Land $99,705 Building $179,267
2019$241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WADE
serves 780 people · EPA ID NC0326040
Water SourceGroundwater
Last State InspectionOct 2025
Lead12 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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