6851 Main St, Wade, NC 28395 Property Records

Cumberland County property record for 6851 Main St, Wade, NC 28395

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,539 sqft · built 1993
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$2,030 (2026)
Deeds & Mortgages	Dec 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0571-80-6792`

Property Details

APN / Parcel Number

Primary APN	`0571-80-6792`
Alternative APN	`0571.04806792`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,539 sqft Heated Area
1st Floor Area	1,539 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	338 ft deep x 41.5 ft wide
Garage Type	Carport
Garage Area	648 sqft
Carport	Carport
Carport Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6851 MAIN ST
City	WADE
State	NC
Zip	28395-9771
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A1
Legal Description	MELBA W TYNDALL LO:1 SE:01 PL:0081-0180
Legal Subdivision	TOWN OF WADE
Legal Block	80
Legal Lot Number	1
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	1
Census Block	1074
Census Tract	2600

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6851 MAIN ST, WADE, NC 28395-9771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 19, 2022
Transfer Doc	0116390833
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 20, 2022
Property Address	6851 MAIN ST, WADE, NC 28395-9771
Document Number	0116390833
Book / Page	11639 / 833
Map Reference	MB 81 PG 180
Instrument Date	Dec 19, 2022
Instrument	48726
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6851 MAIN ST, WADE, NC 28395-9771

Mortgage

Document Number	0000048727
Date	Dec 20, 2022
Instrument	48727

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	878 Months
Due	Feb 27, 2096

Interest

Rate Type	Adjustable Rate
Rate	7.2%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.2%

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Wade Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,030.00
2025	$2,030.00 (+101.79%)	$114,573 (+37.51%) Land $37,125 Building $77,448	$114,573 (+37.51%) Land $37,125 Building $77,448
2024		$83,317 (-) Land $20,250 Building $63,067	$83,317 (-) Land $20,250 Building $63,067
2023		$83,317 Land $20,250 Building $63,067	$83,317 Land $20,250 Building $63,067
2022	$1,006.00 (+5.12%)
2019	$957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WADE serves 780 people · EPA ID NC0326040
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20