Cook County property record for 692 Spruce Dr, Prospect Heights, IL 60070
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,664 sqft · built 1997 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Mar 2014) |
| Tax Bill | $8,920 (2023) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2019 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-22-207-015 |
| Primary APN | 03-22-207-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,664 sqft Living Area |
| 1st Floor Area | 2,664 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 20,000 sqft (0.459 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 692 SPRUCE DR |
|---|---|
| City | PROSPECT HEIGHTS |
| State | IL |
| Zip | 60070-1166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 11E |
| Legal Township | 42N |
| Legal Section | 22 |
| Legal Subdivision | BENEDICTINE WATERS |
| Legal Lot Number | 14 |
| Jurisdiction | COOK IL |
| Township / Civil Division | WHEELING |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 802607 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 692 SPRUCE DR, PROSPECT HEIGHTS, IL 60070-1166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional with PMI FORUM MTG BANCORP |
| Oct 8, 2019 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO |
| Feb 25, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jan 11, 2019 | Deed of Trust, Mortgage · Conventional with PMI FORUM MTG BANCORP |
| Jan 8, 2019 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2014 · Amount on Record |
| Deed Sale | Mar 13, 2014 · Amount on Record |
| Prior Sale | Feb 25, 1997 · Amount on Record |
| Deed Document Number | 201435008 |
| Last Transfer Date | Feb 21, 2019 |
| Transfer Doc | 0000055147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 692 SPRUCE DR, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Number | 1929744027 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | NATIONAL TITLE CLEARING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 692 SPRUCE DR PROSPECT HEIGHTS IL 600701166, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Number | 1929744027 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 29744027 |
| Name | FORUM MTG BANCORP |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 23, 2034 |
| Rate | 3.62% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 8, 2019 |
| Property Address | 692 SPRUCE DR, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Number | 1928110080 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 28110080 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 692 SPRUCE DR PROSPECT HEIGHTS IL 600701166, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 25, 2019 |
| Property Address | 692 SPRUCE DR, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Number | 1905655147 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 5655147 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 692 SPRUCE DR PROSPECT HEIGHTS IL 600701166, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 692 SPRUCE DR, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Number | 1902210013 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 692 SPRUCE DR PROSPECT HEIGHTS IL 600701166, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Number | 1902210013 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 2210013 |
| Name | FORUM MTG BANCORP |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 21, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 8, 2019 |
| Property Address | 692 SPRUCE DR, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Number | 1900818058 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 818058 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 692 SPRUCE DR PROSPECT HEIGHTS IL 600701166, PROSPECT HEIGHTS, IL 60070-1166 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Wheeling Township |
| Municipality | Prospect Heights City |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Prospect Heights School District 23 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,000 (+16.07%) Land $16,000 Building $49,000 | $650,000 (+16.07%) Land $160,000 Building $490,000 | |
| 2023 | $8,920.00 (-36.49%) | ||
| 2022 | $14,045.00 Homeowner's exemption Senior Citizen's exemption | $56,000 Land $16,000 Building $40,000 | $560,000 Land $160,000 Building $400,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1982–2020) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEELING serves 39,725 people · EPA ID IL0314970 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST WATER COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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