Cook County property record for 690 Spruce Dr, Prospect Heights, IL 60070
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,574 sqft · built 2002 |
| Lot Size | 0.508 acres (22,124 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $630,000 (May 2017) |
| Tax Bill | $17,565 (2023) |
| Deeds & Mortgages | Dec 2023 Mortgage Jan 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-22-207-017 |
| Primary APN | 03-22-207-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,574 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 22,124 sqft (0.508 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 690 SPRUCE DR |
|---|---|
| City | PROSPECT HEIGHTS |
| State | IL |
| Zip | 60070-1166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 11E |
| Legal Township | 42N |
| Legal Section | 22 |
| Legal Subdivision | BENEDICTINE WATERS |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | WHEELING |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 802607 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 690 SPRUCE DR, PROSPECT HEIGHTS, IL 60070-1166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2023 | Deed of Trust, Mortgage · Commercial Mortgage AAEC CU |
| Jan 17, 2020 | Deed of Trust, Mortgage · Line of Credit AAEC CU |
| Oct 29, 2019 | Deed of Trust, Mortgage · Conventional with PMI AAEC CU |
| May 10, 2017 | Grant Deed, Transfer GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2017 · Amount on Record |
| Deed Sale | May 10, 2017 · Amount on Record |
| Prior Sale | May 22, 2001 · Amount on Record |
| Deed Document Number | 201712064 |
| Prior Transfer Date | Aug 8, 1994 |
| Prior Transfer Doc | 0000000167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 690 SPRUCE DR, PROSPECT HEIGHTS, IL 60070-1166 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0033828011 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2333828011 |
| Name | AAEC CU |
|---|---|
| Type | Credit Union |
| Address | PROSPECT HEIGHTS, IL 60070 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 690 SPRUCE DR, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Number | 2022615003 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 690 SPRUCE DR PROSPECT HEIGHTS IL 600701166, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Number | 2022615003 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 22615003 |
| Name | AAEC CU |
|---|---|
| Type | Credit Union |
| Address | ARLINGTON HEIGHTS, IL 60005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 690 SPRUCE DR, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Number | 1931713029 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 690 SPRUCE DR PROSPECT HEIGHTS IL 600701166, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Number | 1931713029 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 31713029 |
| Name | AAEC CU |
|---|---|
| Type | Credit Union |
| Address | ARLINGTON HEIGHTS, IL 60005 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 10, 2017 |
| Property Address | 690 SPRUCE DR, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Number | 1713012064 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 13012064 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2017 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 690 SPRUCE DR PROSPECT HEIGHTS IL 600701166, PROSPECT HEIGHTS, IL 60070-1166 |
| Document Number | 1713012065 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 13012065 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 9, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Wheeling Township |
| Municipality | Prospect Heights City |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Prospect Heights School District 23 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,000 (+41.94%) Land $17,699 Building $68,301 | $860,000 (+41.94%) Land $176,990 Building $683,010 | |
| 2023 | $17,565.00 (+2.89%) | ||
| 2022 | $17,072.00 | $60,587 Land $17,699 Building $42,888 | $605,870 Land $176,990 Building $428,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1982–2020) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEELING serves 39,725 people · EPA ID IL0314970 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST WATER COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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