692 Spring St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 692 Spring St SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,366 sqft · built 1949
Lot Size	0.345 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,000 (Nov 1988)
Tax Bill	$2,069 (2023)
Deeds & Mortgages	Aug 2026 Sale Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5630 31 3068`

Property Details

APN / Parcel Number

Primary APN	`5630 31 3068`
Alternative APNs	`12048 0059.000000` `4077621`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,366 sqft Living Area
Gross Area	2,980 sqft
1st Floor Area	1,366 sqft
Basement Area	1,254 sqft
Finished Basement	486 sqft
Unfinished Basement	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.345 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Driveway	Concrete Driveway
Driveway Area	1,875 sqft

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	216 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4077621
Street Address	692 SPRING ST SW
City	CONCORD
State	NC
Zip	28025-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LTS 16-18 FRYLING PLACE BLK C
Legal Subdivision	SEDGEFIELD
Legal Block	C
Legal Lot Number	16-18
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	1
Census Block	1010
Census Tract	42201

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	692 SPRING ST SW, CONCORD, NC 28025-2209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 4, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 1988 · Amount on Record
Deed Sale	Nov 9, 1988 · Amount on Record
Prior Sale	Jul 1, 1987 · Amount on Record
Deed Book / Page	690 / 135
Last Transfer Date	Aug 4, 2026
Transfer Doc	0000018601
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 5, 2026
Property Address	692 SPRING ST SW, CONCORD, NC 28025-2209
Document Number	0000018601
Book / Page	18114 / 86
Instrument Date	Aug 4, 2026
Instrument	202618601
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 SPRING ST SW, CONCORD, NC 28025-2209

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	692 SPRING ST SW, CONCORD, NC 28025-2209
Document Number	13886155
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 SPRING ST SW CONCORD NC 280252209, CONCORD, NC 28025-2209

Mortgage

Document Number	13886155
Date	Dec 10, 2019
Book Page	013886/000155
Instrument	34383

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,550 (-) Land $80,000 Building $216,550
2025		$296,550 (+68.96%) Land $80,000 Building $216,550
2024			$296,550 (+68.96%) Land $80,000 Building $216,550
2023	$2,069.00	$175,510 Land $37,000 Building $138,510	$175,510 Land $37,000 Building $138,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring St SW

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