Cabarrus County property record for 676 Spring St SW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,625 sqft · built 1949 |
| Lot Size | 0.278 acres (12,125 sqft) |
| Owner | Owner Name on File |
| Last Sale | $127,000 (Mar 2004) |
| Tax Bill | $2,039 (2023) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 31 2380 |
| Primary APN | 5630 31 2380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,625 sqft Living Area |
| Gross Area | 3,124 sqft |
| 1st Floor Area | 1,625 sqft |
| Basement Area | 1,499 sqft |
| Unfinished Basement | 1,499 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,125 sqft |
| Lot Dimensions | 125 ft deep x 97 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 375 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | 135 sqft |
| Patio Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Account Number | 28069 |
|---|---|
| Street Address | 676 SPRING ST SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-5658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | P/O LTS 6-9 BLK C FRYLING PL |
| Legal Subdivision | FRYLING PLACE |
| Legal Block | C |
| Legal Lot Number | 6-9 7 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 42201 |
Source: Cabarrus County records · APN 5630 31 2380
Assessment roll updated January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 676 SPRING ST SW, CONCORD, NC 28025-5658 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 08, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 2004 · Amount on Record |
| Deed Sale | Mar 25, 2004 · Amount on Record |
| Deed Document Number | 0000521125 |
| Deed Book / Page | 5211 / 25 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 676 SPRING ST SW, CONCORD, NC 28025-5658 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000157731 |
|---|---|
| Date | Jan 07, 2022 |
| Book Page | 15773/1 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 676 SPRING ST SW, CONCORD, NC 28025-5658 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14525152 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 14525/152 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Oct 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 676 SPRING ST SW, CONCORD, NC 28025-5658 |
| Document Number | 13647232 |
| Instrument Date | Aug 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 676 SPRING ST SW CONCORD NC 280255658, CONCORD, NC 28025-5658 |
| Document Number | 13647232 |
|---|---|
| Date | Aug 07, 2019 |
| Book Page | 013647/000232 |
| Instrument | 20338 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 06, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 676 SPRING ST SW, CONCORD, NC 28025-5658 |
| Document Number | 12577226 |
| Book / Page | 012577 / 000226 |
| Instrument Date | Jul 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 676 SPRING ST SW CONCORD NC 280255658, CONCORD, NC 28025-5658 |
| Document Number | 12577226 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 012577/000226 |
| Instrument | 17679 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 11, 2032 |
Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,039.00 | $163,300 Land $37,000 Building $126,300 | $163,300 Land $37,000 Building $126,300 |
Source: FEMA National Flood Hazard Layer as of July 1, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 351 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CONCORD serves 120,771 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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