692 Red Pepper Loop, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 692 Red Pepper Loop, Chuluota, FL 32766

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,884 sqft · built 2004
Owner	Individual Name on Record
Last Sale	$539,000 (Sep 2021)
Tax Bill	$6,602 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-21-32-505-0000-0570`

Property Details

APN / Parcel Number

Primary APN	`21-21-32-505-0000-0570`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,884 sqft Living Area
1st Floor Area	1,712 sqft
2nd Floor Area	2,172 sqft
Upper Floors Area	2,172 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	692 RED PEPPER LOOP
City	CHULUOTA
State	FL
Zip	32766-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 TRAILS UNIT 1 PB 62 PGS 59 - 64
Legal Section	21
Legal Subdivision	TRAILS
Legal Tract	505
Legal Lot Number	57
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1003
Census Tract	21206

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	692 RED PEPPER LOOP, CHULUOTA, FL 32766-6012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 25, 2021	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Jun 25, 2021 · Amount on Record
Deed Document Number	2021128064
Deed Book / Page	10054 / 1544
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	692 RED PEPPER LOOP, CHULUOTA, FL 32766-6012
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095870376
Date	Apr 23, 2020
Book Page	9587/376
Instrument	2020043138

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 28, 2021
Property Address	692 RED PEPPER LOOP, CHULUOTA, FL 32766-6012
Document Number	0100541544
Book / Page	10054 / 1544
Map Reference	MB 62 PG 59-64
Instrument Date	Aug 5, 2021
Instrument	2021128064
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,773.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	692 RED PEPPER LOOP, CHULUOTA, FL 32766-6012

Mortgage

Document Number	0100541546
Date	Sep 28, 2021
Instrument	10054/1546

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 25, 2021
Property Address	692 RED PEPPER LOOP, CHULUOTA, FL 32766-6012
Document Number	0099710597
Book / Page	9971 / 597
Map Reference	MB 62 PG 59-60
Instrument Date	Jun 22, 2021
Instrument	2021085247
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$3,551.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 BOARDWALK AVE APT 101, 101, OVIEDO, FL 32765-6021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,602.00 (+6.04%) Homeowner's exemption	$508,743 (+5.99%)	$580,087 (+6.35%) Land $107,000 Building $473,087
2023	$6,226.00 (+2.42%) Homeowner's exemption	$480,005 (+3%)	$545,439 (+9.5%) Land $107,000 Building $438,439
2022	$6,079.00 Homeowner's exemption	$466,024	$498,109 Land $87,000 Building $411,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2016–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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