673 Red Pepper Loop, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 673 Red Pepper Loop, Chuluota, FL 32766 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,916 sqft · built 2004
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$679,000 (Jul 2026)
Tax Bill	$5,058 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-21-32-505-0000-0300`

Property Details

APN / Parcel Number

Primary APN	`21-21-32-505-0000-0300`
Alternative APN	`21322150500000300`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,916 sqft Living Area
Gross Area	3,476 sqft
1st Floor Area	1,256 sqft
Upper Floors Area	1,660 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,800 sqft (0.248 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	328 sqft
Patio Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	673 RED PEPPER LOOP
City	CHULUOTA
State	FL
Zip	32766-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 TRAILS UNIT 1 PB 62 PGS 59 - 64
Legal Range	32E
Legal Township	21S
Legal Section	21
Legal Subdivision	TRAILS UNIT 1
Legal Tract	505
Legal Lot Number	30
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1000
Census Tract	21206

Owner

Source: Seminole County records · APN 21-21-32-505-0000-0300

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	673 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWINDS CU
Feb 11, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 22, 2017	Loan Modification, Mortgage · Line of Credit GERMAN AM CAP
Nov 14, 2017	Quit Claim Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2026 · Amount on Record
Deed Sale	Jul 02, 2026 · Amount on Record
Prior Sale	Feb 11, 2020 · Amount on Record
Deed Document Number	202665962
Deed Book / Page	11068 / 583
Prior Transfer Date	Aug 29, 2012
Prior Transfer Doc	0000106189
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 02, 2026
Property Address	673 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
Document Number	0000065962
Book / Page	11068 / 583
Instrument Date	Jun 26, 2026
Instrument	202665962
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480,053.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 RED PEPPER LOOP, CHULUOTA, FL 32766-6010

Mortgage

Document Number	0000065963,
Date	Jul 02, 2026
Instrument	202665963

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	673 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 RED PEPPER LOOP, CHULUOTA, FL 32766-6010

Mortgage

Document Number	0105070634
Date	Sep 14, 2023
Book Page	10507/634
Instrument	2023085404

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 13, 2043

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Feb 11, 2020
Property Address	673 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
Document Number	0095360695
Book / Page	09536 / 0695
Map Reference	MB 62 PG 59-64
Instrument Date	Feb 07, 2020
Instrument	2020015862
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1717 MAIN ST STE 2000, 1717, DALLAS, TX 75201-4657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 RED PEPPER LOOP, CHULUOTA, FL 32766-6010

Mortgage

Document Number	0095360697
Date	Feb 11, 2020
Instrument	09536/0697

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Recording Date	Nov 22, 2017
Property Address	673 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
Document Number	0090271231
Book / Page	009027 / 001231
Instrument Date	Nov 09, 2017
Instrument	117795
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Mortgage

Document Number	90271231
Date	Nov 22, 2017
Book Page	009027/001231
Instrument	117795

Lender

Name	GERMAN AM CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2836

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 14, 2017
Property Address	673 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
Document Number	0090231809
Book / Page	009023 / 001809
Instrument Date	Nov 09, 2017
Instrument	115140
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,058.00 (+9.72%) Homeowner's exemption	$379,983 (+5.99%)	$499,733 (+5.72%) Land $107,000 Building $392,733
2023	$4,610.00 (+2.49%) Homeowner's exemption	$358,518 (+3%)	$472,689 (+9.57%) Land $107,000 Building $365,689
2022	$4,498.00 Homeowner's exemption	$348,076	$431,390 Land $87,000 Building $344,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170212061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 55 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2016–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2026, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	About 1 in 309 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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