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692 Millstream Dr, Rock Hill, SC 29732 Property Records

York County property record for 692 Millstream Dr, Rock Hill, SC 29732

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,058 sqft · built 2011
Lot Size0.209 acres (9,109 sqft)
Owner2 Individual Names on File
Last Sale$238,000 (Dec 2015)
Tax Bill$1,956 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN586-04-01-027

Property Details

APN / Parcel Number

Primary APN586-04-01-027

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,058 sqft Living Area
Gross Area3,544 sqft
1st Floor Area1,334 sqft
2nd Floor Area1,724 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeBrick
Lot Area9,109 sqft (0.209 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area10 sqft
Patio Area96 sqft

Location & Zoning

Street Address692 MILLSTREAM DR
CityROCK HILL
StateSC
Zip29732-3582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLOT 27 / RIVERWOOD
Legal SubdivisionRIVERWOOD SUBDIVISION
Legal Lot Number27
JurisdictionYORK SC
Township / Civil DivisionROCK HILL
Census Block Group2
Census Block2026
Census Tract60910

Owner

692 Millstream Dr is owned and occupied by two individuals who acquired it in July 2020.

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address692 MILLSTREAM DR, ROCK HILL, SC 29732-3582
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE COMPANY
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
CERTAINTY HOME LOANS LLC
Jul 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2015 · Amount on File
Deed SaleDec 18, 2015 · Amount on File
Prior SaleDec 16, 2011 · Amount on File
Deed Document Number2015324959
Deed Book / Page15343 / 59
Last Transfer DateJul 7, 2020
Transfer Doc1843000272
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Recording DateApr 3, 2026
Property Address692 MILLSTREAM DR, ROCK HILL, SC 29732-3582
Document Number0000011373
Book / Page22501 / 353
Instrument DateMar 30, 2026
Instrument202611373
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust, 220

Mortgage

Document Number0000011373,
DateApr 3, 2026
Book Page22501/353
Instrument202611373
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address692 MILLSTREAM DR, ROCK HILL, SC 29732-3582
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1841900462
DateJul 15, 2020
Book Page18419/462
Instrument2020031382
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionYORK SC
Recording DateJul 20, 2020
Property Address692 MILLSTREAM DR, ROCK HILL, SC 29732-3582
Document Number1843000272
Book / Page018430 / 000272
Instrument DateJul 7, 2020
Instrument32161
Transaction TypeTransfer
Record UpdatedAug 5, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address692 MILLSTREAM DR ROCK HILL SC 297323582, ROCK HILL, SC 29732-3582

Tax Assessment & Valuation

The 2025 property tax bill for 692 Millstream Dr was $1,956.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,956.00$14,326 Land $1,439 Building $12,887$447,900 Land $45,000 Building $402,900
2023$1,790.00$12,457 Land $1,200 Building $11,257$311,434 Land $30,000 Building $281,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 692 Millstream Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 692 Millstream Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROCK HILL
serves 89,850 people · EPA ID SC4610002
Water SourceSurface water
Last State InspectionDec 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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