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644 Millstream Dr, Rock Hill, SC 29732 Property Records

York County property record for 644 Millstream Dr, Rock Hill, SC 29732

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,866 sqft · built 2013
Lot Size0.21 acres (9,153 sqft)
OwnerIndividual Name on File
Last Sale$196,437 (Aug 2013)
Tax Bill$1,896 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN586-04-01-023

Property Details

APN / Parcel Number

Primary APN586-04-01-023

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,866 sqft Living Area
Gross Area2,806 sqft
1st Floor Area1,866 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Construction TypeBrick
Lot Area9,153 sqft (0.21 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area124 sqft
Patio Area96 sqft

Location & Zoning

Street Address644 MILLSTREAM DR
CityROCK HILL
StateSC
Zip29732-3582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLOT 23 / RIVERWOOD
Legal SubdivisionRIVERWOOD SUBDIVISION
Legal Lot Number23
JurisdictionYORK SC
Township / Civil DivisionROCK HILL
Census Block Group2
Census Block2026
Census Tract60910

Owner

644 Millstream Dr is owned and occupied by an individual who acquired it in June 2023.

Source: York County records, as of May 5, 2026

Owner of RecordIndividual Name on File
Mailing Address644 MILLSTREAM DR, ROCK HILL, SC 29732-3582
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2013 · Amount on File
Deed SaleAug 13, 2013 · Amount on File
Prior SaleJul 3, 2013 · Amount on File
Deed Document Number2013228109
Deed Book / Page13629 / 117
Last Transfer DateJun 6, 2023
Transfer Doc2078800487
Record UpdatedJun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYORK SC
Recording DateJun 6, 2023
Property Address644 MILLSTREAM DR, ROCK HILL, SC 29732-3582
Document Number2078800487
Book / Page20788 / 487
Map ReferenceMB D-365 PG 10
Instrument DateMay 30, 2023
Instrument2023016845
Transaction TypeTransfer
Record UpdatedApr 24, 2026
Title CompanyBOOMERANG TITLE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address644 MILLSTREAM DR, ROCK HILL, SC 29732-3582

Mortgage

Document Number2023016846
DateJun 6, 2023
Instrument2023016846
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 644 Millstream Dr was $1,896.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,896.00$13,886 Land $1,720 Building $12,166$363,200 Land $45,000 Building $318,200
2023$909.00 Additional exemption filed$8,326 Land $1,166 Building $7,160$214,177 Land $30,000 Building $184,177

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 644 Millstream Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Millstream Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROCK HILL
serves 89,850 people · EPA ID SC4610002
Water SourceSurface water
Last State InspectionDec 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Millstream Dr

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