692 Cypress Hills Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 692 Cypress Hills Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,551 sqft · built 2003
Lot Size	0.148 acres (6,435 sqft)
Owner	2 Company Names on Record
Last Sale	$2,500,000 (Aug 2024)
Tax Bill	$30,011 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-711-10-00`

Property Details

APN / Parcel Number

Primary APN	`254-711-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,551 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	6,435 sqft (0.148 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	692 CYPRESS HILLS DR
City	ENCINITAS
State	CA
Zip	92024-2394
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3V
Legal Description	LOT 72 TR 014268
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014268
Legal Block	2
Legal Lot Number	72
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	17605

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	692 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Line of Credit LOS ANGELES FCU
May 20, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit LOS ANGELES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2024 · Amount on Record
Deed Sale	Aug 7, 2024 · Amount on Record
Prior Sale	Sep 26, 2003 · Amount on Record
Deed Document Number	2024208688
Prior Transfer Date	Sep 22, 2005
Prior Transfer Doc	0000840792
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	692 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394

Mortgage

Document Number	0000194491
Date	Jul 21, 2023
Instrument	2023-0194491

Lender

Name	LOS ANGELES FCU
Type	Credit Union
Address	GLENDALE, CA 91205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	692 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394

Mortgage

Document Number	0000216454
Date	May 20, 2022
Instrument	2022-0216454

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	692 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	PREMIUM TITLE/CA INC, PREMIUM TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394

Mortgage

Document Number	0000534066
Date	Jul 27, 2021
Instrument	2021-0534066

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	692 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Document Number	0000033997
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	692 CYPRESS HILLS DR ENCINITAS CA 920242394, ENCINITAS, CA 92024-2394

Mortgage

Document Number	0000033997
Date	Jan 29, 2018
Instrument	33997

Lender

Name	LOS ANGELES FCU
Type	Credit Union
Address	GLENDALE, CA 91205

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,550,000 (+2%) Land $1,836,000 Building $714,000
2025	$30,011.00 (+130.92%)	$2,500,000 (+165.9%) Land $1,800,000 Building $700,000
2023	$12,996.00 (+4.75%) Homeowner's exemption	$940,220 Land $423,634 Building $516,586
2022	$12,407.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting.

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