686 Cypress Hills Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 686 Cypress Hills Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,622 sqft · built 2003
Lot Size	0.137 acres (5,986 sqft)
Owner	Company Name on Record
Last Sale	$1,345,000 (Mar 2018)
Tax Bill	$19,359 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jan 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-711-13-00`

Property Details

APN / Parcel Number

Primary APN	`254-711-13-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,622 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	5,986 sqft (0.137 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	686 CYPRESS HILLS DR
City	ENCINITAS
State	CA
Zip	92024-2394
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3V
Legal Description	LOT 75 TR 014268
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014268
Legal Block	2
Legal Lot Number	75
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	17605

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	686 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Intrafamily Transfer, Transfer
Jan 11, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 20, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Prior Sale	Oct 20, 2010 · Amount on Record
Deed Document Number	2018109567
Last Transfer Date	Jul 21, 2022
Transfer Doc	0000313851
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 2, 2022
Property Address	686 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Document Number	0000313851
Map Reference	MAP 14268
Instrument Date	Jul 21, 2022
Instrument	2022-0313851
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	686 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	686 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015668
Date	Jan 11, 2017
Instrument	2017-0015668

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	686 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE GUARANTY COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000402571
Date	Sep 16, 2019
Instrument	2019-0402571

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2018
Property Address	686 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Document Number	0000109567
Map Reference	MAP 14268
Instrument Date	Feb 26, 2018
Instrument	2018-0109567
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10725 CANYON GRV, SAN DIEGO, CA 92130-4925

Mortgage

Document Number	0000109568
Date	Mar 20, 2018
Instrument	2018-0109568

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2017
Property Address	686 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Document Number	0000256032
Instrument Date	May 24, 2017
Instrument	256032
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	686 CYPRESS HILLS DR ENCINITAS CA 920242394, ENCINITAS, CA 92024-2394

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,560,980 (+2%) Land $725,362 Building $835,618
2025	$19,359.00 (+3.8%)	$1,530,374 (+4.04%) Land $711,140 Building $819,234
2023	$18,651.00 (+4.65%)	$1,470,950 Land $683,527 Building $787,423
2022	$17,822.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting.

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