6919 N Howard St, Spokane, WA 99208 Property Records

Spokane County property record for 6919 N Howard St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,392 sqft · built 1955
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Dec 2021)
Tax Bill	$4,412 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36304.0824`

Property Details

APN / Parcel Number

Primary APN	`36304.0824`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,392 sqft Living Area
1st Floor Area	1,435 sqft
Basement Area	957 sqft
Finished Basement	957 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2020
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	128 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6919 N HOWARD ST
City	SPOKANE
State	WA
Zip	99208-4065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	SPOKANE TERRACE ADD LTS 12 & 13 & N1/2 OF LT 14 BLK 8
Legal Range	43E
Legal Township	26N
Legal Section	30
Legal Subdivision	SPOKANE TERRACE ADD
Legal Block	8
Legal Lot Number	12,14
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2007
Census Tract	11000

Owner

6919 N Howard St is owned and occupied by two individuals who bought it in December 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6919 N HOWARD ST, SPOKANE, WA 99208-4065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 8, 2021	Deed of Trust, Mortgage · FHA Mortgage SUMMIT FUNDING INC
Oct 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 5, 2017	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Prior Sale	May 27, 2005 · Amount on File
Deed Document Number	20217156768
Prior Transfer Date	Oct 4, 2019
Prior Transfer Doc	0006852824
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 2, 2021
Property Address	6919 N HOWARD ST, SPOKANE, WA 99208-4065
Document Number	0007156768
Map Reference	VOL I PG 42&43
Instrument Date	Nov 30, 2021
Instrument	7156768
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	NEXTITLE A TITLE AND ESCROW COMPANY, NEXTITLE A TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,965.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007156769
Date	Dec 2, 2021
Instrument	7156769

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6919 N HOWARD ST, SPOKANE, WA 99208-4065
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007019400
Date	Jan 8, 2021
Instrument	7019400

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 14, 2019
Property Address	6919 N HOWARD ST, SPOKANE, WA 99208-4065
Document Number	0006852824
Instrument Date	Oct 14, 2019
Instrument	6852824
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6919 N HOWARD ST SPOKANE WA 992084065, SPOKANE, WA 99208-4065

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6919 N HOWARD ST, SPOKANE, WA 99208-4065
Document Number	0006591879
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6919 N HOWARD ST SPOKANE WA 992084065, SPOKANE, WA 99208-4065

Mortgage

Document Number	0006591879
Date	Apr 10, 2017
Instrument	6591879

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 9, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6919 N Howard St was $4,412, up 2.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,412.00 (+2.49%)	$429,600 Land $80,000 Building $349,600	$429,600 Land $80,000 Building $349,600
2025	$4,305.00
2024		$422,000 (+77.61%) Land $60,000 Building $362,000	$422,000 (+77.61%) Land $60,000 Building $362,000
2023	$4,275.00 (+43.84%)	$237,600 Land $45,000 Building $192,600	$237,600 Land $45,000 Building $192,600
2022	$2,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6919 N Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6919 N Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 3 serves 3,768 people · EPA ID WA5393353
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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