6907 N Howard St, Spokane, WA 99208 Property Records

Spokane County property record for 6907 N Howard St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,457 sqft · built 1955
Lot Size	0.176 acres (7,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (May 2021)
Tax Bill	$2,935 (2026)
Deeds & Mortgages	May 2021 Sale Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36304.0810`

Property Details

APN / Parcel Number

Primary APN	`36304.0810`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area
Gross Area	1,914 sqft
1st Floor Area	957 sqft
Basement Area	957 sqft
Finished Basement	500 sqft
Unfinished Basement	457 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6907 N HOWARD ST
City	SPOKANE
State	WA
Zip	99208-4065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	SPO TERRACE L17-18 B8
Legal Range	43E
Legal Township	26N
Legal Section	30
Legal Subdivision	SPO TERRACE
Legal Block	8
Legal Lot Number	17-18
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2007
Census Tract	11000

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1124, DEER PARK, WA 99006-1124
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Oct 20, 2005 · Amount on Record
Deed Document Number	20217081530
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 28, 2021
Property Address	6907 N HOWARD ST, SPOKANE, WA 99208-4065
Document Number	0007081530
Map Reference	VOL I PG 42&43
Instrument Date	May 27, 2021
Instrument	7081530
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$2,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1124, DEER PARK, WA 99006-1124

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6907 N HOWARD ST, SPOKANE, WA 99208-4065
Document Number	0006633682
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6907 N HOWARD ST SPOKANE WA 992084065, SPOKANE, WA 99208-4065

Mortgage

Document Number	0006633682
Date	Aug 24, 2017
Instrument	6633682

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,935.00 (+2.73%)	$297,900 (+6.39%) Land $80,000 Building $217,900	$297,900 (+6.39%) Land $80,000 Building $217,900
2025	$2,857.00 (+5.89%)	$280,000 (+6.1%) Land $75,000 Building $205,000	$280,000 (+6.1%) Land $75,000 Building $205,000
2024		$263,900 (+27.43%) Land $60,000 Building $203,900	$263,900 (+27.43%) Land $60,000 Building $203,900
2023	$2,698.00 (+3.81%)	$207,100 Land $45,000 Building $162,100	$207,100 Land $45,000 Building $162,100
2022	$2,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 3 serves 3,768 people · EPA ID WA5393353
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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