6913 Beargrass Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6913 Beargrass Rd, Harmony, FL 34773 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	2,048 sqft Heated Area
Lot Size	7,536 sqft (0.173 acres)
Occupancy	Owner Occupied
Last Sale	$385,000 (2026)
Tax Bill	$7,874.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`127894`
Alternative APN	`302632261700011400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,048 sqft Heated Area
Gross Area	2,855 sqft Gross Area
1st Floor	2,047 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,536 sqft (0.173 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	484 sqft Garage
Porch	Open Porch
Porch Area	323 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	127894
Street Address	6913 BEARGRASS RD
City	HARMONY
State	FL
Zip	34773-9182
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BIRCHWOOD NEIGHBORHOOD C-2 PB 17 PGS 10-11 LOT 140
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract	2617
Legal Block	1
Legal Lot Number	140
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2188
Census Tract	43801

Owner

Source: Osceola County records · APN 127894

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6913 BEARGRASS RD, HARMONY, FL 34773-9182
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 08, 2026 · Amount on Record
Deed Sale	Jan 08, 2026 · Amount on Record
Prior Sale	Nov 08, 2005 · Amount on Record
Deed Doc Number	2026003505
Deed Book / Page	6905 / 2596
Record Refreshed	Jun 08, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 08, 2026
Property Address	6913 BEARGRASS RD, HARMONY, FL 34773-9182
Document Number	0069052596
Book / Page	6905 / 2596
Map Reference	MB 17 PG 10&11
Instrument Date	Jan 08, 2026
Instrument	2026003505
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7087 RANCHERO CT, SAINT CLOUD, FL 34771-8392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6913 BEARGRASS RD, HARMONY, FL 34773-9182

Mortgage

Document Number	0069052598
Date	Jan 08, 2026
Instrument	6905/2598

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,874.00 (+2.9%)	$314,000 (+1.55%) Land $65,000 Building $249,000	$314,000 (+1.55%) Land $65,000 Building $249,000
2023	$7,652.00 (+73.08%)	$309,200 (+129.3%) Land $65,000 Building $244,200	$309,200 (+10.27%) Land $65,000 Building $244,200
2022	$4,421.00 Homeowner's exemption	$134,848	$280,400 Land $60,000 Building $220,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 680 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.