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6909 Beargrass Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6909 Beargrass Rd, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,382 sqft Heated Area
Lot Size5,140 sqft (0.117 acres)
OccupancyOwner Occupied
Last Sale$435,000 (2024)
Tax Bill$6,943.00 (2025)

Property Details

APN / Parcel Number

Primary APN127892
Alternative APN
  • 302632261700011380

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,382 sqft Heated Area
Gross Area3,266 sqft Gross Area
1st Floor1,260 sqft 1st Floor
Upper Floors1,122 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,140 sqft (0.117 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached - Finished Garage
Garage Area484 sqft Garage
FenceFence
PorchOpen Porch
Porch Area400 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number127892
Street Address6909 BEARGRASS RD
CityHARMONY
StateFL
Zip34773-9182
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBIRCHWOOD NEIGHBORHOOD C-2 PB 17 PGS 10-11 LOT 138
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract2617
Legal Block1
Legal Lot Number138
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2188
Census Tract43801

Owner

Source: Osceola County records · APN 127892

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6909 BEARGRASS RD, HARMONY, FL 34773-9182
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FCU
Jan 26, 2022Warranty Deed, Transfer · Conventional Mortgage
LAUNCH CU
Oct 07, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Feb 07, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CERTIFIED MORTGAGE PLANNERS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 10, 2024 · Amount on Record
Deed SaleJan 10, 2024 · Amount on Record
Prior SaleJan 26, 2022 · Amount on Record
Deed Doc Number2024004133
Deed Book / Page6532 / 417
Record RefreshedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 10, 2024
Property Address6909 BEARGRASS RD, HARMONY, FL 34773-9182
Document Number0065320417
Book / Page6532 / 417
Map ReferenceMB 17 PG 10&11
Instrument DateDec 08, 2023
Instrument2024004133
Transaction TypeTransfer
Record UpdatedJan 31, 2024
Title CompanyTITLE FORWARD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8711 BETZIG ALY, ORLANDO, FL 32827-7742

Transferred To (Grantee/Buyer)

NameVerified Name
Address6909 BEARGRASS RD, HARMONY, FL 34773-9182

Mortgage

Document Number0006532419
DateJan 10, 2024
Instrument6532/419
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 26, 2022
Property Address6909 BEARGRASS RD, HARMONY, FL 34773-9182
Document Number0061361491
Book / Page6136 / 1491
Map ReferenceMB 17 PG 10&11
Instrument DateJan 21, 2022
Instrument2022013464
Transaction TypeTransfer
Record UpdatedFeb 04, 2022
Title CompanyFIRST EXCEL TITLE LLC, FIRST CLASS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7017 CUPSEED LN, HARMONY, FL 34773-6023

Mortgage

Document Number0061361492
DateJan 26, 2022
Instrument6136/1492
Lender
NameLAUNCH CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6909 BEARGRASS RD, HARMONY, FL 34773-9182
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6909 BEARGRASS RD, HARMONY, FL 34773-9182

Mortgage

Document Number0058071678
DateOct 07, 2020
Book Page5807/1678
Instrument2020134150
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term353 Months
DueMar 01, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 07, 2020
Property Address6909 BEARGRASS RD, HARMONY, FL 34773-9182
Document Number0056710007
Book / Page5671 / 0007
Map ReferenceMB 17 PG 10&11
Instrument DateFeb 06, 2020
Instrument2020019418
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,813.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4 KALOGREON ST #D1D1, 4, LARNACA XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address6909 BEARGRASS RD, HARMONY, FL 34773-9182

Mortgage

Document Number0056710008
DateFeb 07, 2020
Instrument5671/0008
Lender
NameCERTIFIED MORTGAGE PLANNERS
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,943.00 (+1.89%) Homeowner's exemption$326,710 (+%)$335,000 (+2.54%) Land $65,000 Building $270,000
2023$6,814.00 (+34.56%) Homeowner's exemption$326,700 (+51.6%) Land $65,000 Building $261,700$326,700 (+10.86%) Land $65,000 Building $261,700
2022$5,064.00 Homeowner's exemption$215,495$294,700 Land $60,000 Building $234,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 680 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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