6912 Plaza Ter, Lucerne, CA 95458 Property Records

Lake County property record for 6912 Plaza Ter, Lucerne, CA 95458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,394 sqft · built 1986
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$3,132 (2026)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-392-170-000`

Property Details

APN / Parcel Number

Primary APN	`006-392-170-000`
Alternative APN	`006-392-17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Concrete
Lot Area	6,098 sqft (0.14 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	006-392-17
Street Address	6912 PLAZA TER
City	LUCERNE
State	CA
Zip	95458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LUCERNE RIVIERA
Legal Block	2
Legal Lot Number	254
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	2
Census Block	2045
Census Tract	501

Owner

6912 Plaza Ter is owned by an individual who acquired it in July 2020.

Source: Lake County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1822, UKIAH, CA 95482-1822
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 16, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA
Jul 16, 2020	Grant Deed, Transfer FIDELITY NATL TTL CO OF CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020
Deed Sale	Jul 16, 2020
Prior Sale	Jul 16, 2020 · Amount on File
Deed Document Number	20208578
Prior Transfer Date	Jul 14, 2020
Prior Transfer Doc	0000008578
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	6912 PLAZA TER, LUCERNE, CA 95458
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6912 PLAZA TER, LUCERNE, CA 95458

Mortgage

Document Number	0000009137
Date	May 28, 2021
Instrument	2021009137

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Oct 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Jul 16, 2020
Property Address	6912 PLAZA TER, LUCERNE, CA 95458
Document Number	0000008578
Instrument Date	Jul 14, 2020
Instrument	8578
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 1822 UKIAH CA 954821822, UKIAH, CA 95482-1822

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jul 16, 2020
Property Address	6912 PLAZA TER, LUCERNE, CA 95458
Document Number	0000008577
Map Reference	MB 7 PG 46-49
Instrument Date	Jul 14, 2020
Instrument	2020008577
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1822, UKIAH, CA 95482-1822

Tax Assessment & Valuation

The 2026 property tax bill for 6912 Plaza Ter was $3,132, down 2.4% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Elementary School District	Lucerne Elementary School District (KG - 08)
Secondary School District	Upper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,132.00 (-2.37%)	$292,577 (+2%) Land $44,161 Building $248,416
2025	$3,208.00	$286,842 Land $43,296 Building $243,546
2023	$3,070.00 (+0.92%)	$275,706 Land $41,616 Building $234,090
2022	$3,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6912 Plaza Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	38 (1983–2017)
Claims Outside the SFHA	3 of 38
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims Severe Winter Storms And Flooding, Feb 1998 · 9 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6912 Plaza Ter is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people · EPA ID CA1710005
Water Source	Surface water
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Plaza Ter

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